Earn one point for every dollar you spend
with Extra Awards!

With many reward programs, you have to choose one option when redeeming your points. Not at Sound. You can choose to redeem your Extra Awards points for:

• Cash
• Gift cards
• Airfare
• Hotels
• Car Rentals
• Split your points between all options

The points are easy to redeem, and because you get one point for every dollar you spend, they add up quickly. Plus, as a Platinum cardholder you will also get these benefits:

• $1,000 personal identity theft coverage
• Auto rental collision damage waiver
• $400,000 of travel accident insurance^{* +}

Ready to apply?

^*+Travel Accident Insurance applies when you purchase common carrier tickets using your Sound Visa credit card. It is an accidental death and dismemberment only policy and does not pay benefits for loss from sickness.

Must be a Sound Credit Union member to apply. Subject to credit approval. Your rate and credit limit will be determined by individual credit worthiness including income, debt ratio, employment and credit history.

Awards points redemption subject to terms and conditions of awards program.

Foreign Currency Conversion Fee: 1% of the transaction amount.

**A Default Interest Rate will apply in the event you fail to make your minimum monthly payment for two consecutive billing cycles. If you are in default under the terms of your Visa Credit Card Agreement, your Annual Percentage Rate will increase to 18%. Default includes, but is not limited to, failure to make timely payments for two consecutive billing cycles. If you successfully make at least six timely minimum monthly payments after the Default Interest Rate goes into effect, the APR will be reduced to the regular rate pursuant to your Agreement with us.