New and Used

Need a new ride? Ready to refinance your current one?

Refinance your auto loan with us and get $100!

Now's a great time to refinance your current auto loan to Sound Credit Union. With our low, fixed rates and great terms, you're likely to save money on your monthly payment. Plus, we'll give you $100 just for brining your loan from another lender to us!

Looking for something shiny and new, or something a little more classic? We've got great options for you.

Sound provides a discount on any hybrid car loans. You can save .25%APR* off your new hybrid car loan when you finance through Sound.

Visit a branch to get pre-approved before you shop. Or, receive low Sound financing right at the dealer through Credit Union Direct Lending (CUDL) and drive your new vehicle home the same day.

If you'd rather leave the shopping and negotiations to someone else, you may want to try Auto Solutions, our car buying service. They will find the new car you've wanted, or track down that perfect used vehicle. Auto Solutions does all the work and you just pick up the car and enjoy your new ride!

Yep, time to get moving. Got a question? Just ask us.

Todays Rates

APR Range

New Autos
Model Years 2009 or newer

0 - 48 months

4.79% - 15.04%

49 - 60 months

5.29% - 15.54%

61 - 72 months

5.79% - 16.04%

73 - 84 months

6.79% - 17.04%

 

Used Autos
Model Years 2003-2008

0 - 48 months

5.49% - 15.74%

49 - 60 months

5.99% - 16.24%

61 - 72 months

6.49% - 16.74%

 

Green Auto Loan
Hybrid Autos- model years, 2009 or newer

0 - 48 months

4.54% - 14.79%

49 - 60 months

5.04% - 15.29%

61 - 72 months

5.54% - 15.79%

73 - 84 months

6.54% - 16.79%

 

*APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change. Vehicle must be a 2003 model or newer to qualify for rates listed above. Older vehicles may qualify at a different rate and term.

Auto Refinance Promotion Disclosure:
It is likely, though not guaranteed, that your monthly payment will be less. All loans are subject to Sound Credit Union lending policies. Your rate and term will be determined by individual creditworthiness, including income, debt ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Please allow up to one week to complete paperwork. Rates and offer are subject to change at any time. This offer is not valid to refinance existing Sound Credit Union vehicle loans. Minimum $10,000 loan to receive $100 cash refinance offer. Cash offer will be forfeited if loan is closed within 90 days. If you participate in this offer, you may receive a 1099 MISC Form at year-end for tax purposes. Membership at Sound Credit Union is required to participate in this promotion. Membership requires a savings account with a minimum balance of $25. Anyone who lives or works in Washington can join Sound Credit Union.

Sound Credit Union :: Auto Loans :: New and Used