Program
Fee Amount
Business Savings Account Fees
Business Savings Monthly Service Fee
$5 per month if minimum balance not met
Business Money Market, Business Money Market Plus, and High-Yield Money Market Monthly Service Fee
$10 per month if minimum balance not met
Business Money Market, Business Money Market Plus, and High-Yield Money Market Check Over Limit Fee
$10 per check over the 3 check per month limit
Business Checking Account Fees
Overdraft Transfer
$5 per transfer
NSF (check returned)
$29 per item
Courtesy Pay (check paid)
$29 per item
Check Copies Retrieval
(2 copies free per statement)
$2 per copy, plus $20.00 per hour
Stop Payment Request
$29 per request
Check Printing Fee
Price varies depending on style
On-Us Non-Member Check Replacement
$5 per request
Free Business Checking
Charge per Check Cleared
$0.15 per item (50 free per month)
Charge per Deposited Item
$0.15 per item (50 free per month)
Cash Deposited
$0.20 per $100
Cash Purchased
$0.20 per $100
Coin Deposited
$0.20 per $100
Coin Purchased
$0.20 per $100 (20 rolls free, .25 per roll thereafter.)
High Yield Business Checking
Monthly Service Fee
$10 per month if minimum daily balance not met
Charge per Check Cleared
$0.10 per item (150 free per month)
Charge per Deposited Item
$0.10 per item (150 free per month)
Cash Deposited
$0.20 per $100
Cash Purchased
$0.20 per $100
Coin Deposited
$0.20 per $100
Coin Purchased
$0.20 per $100
Other Service Fees
Account Reconciliation/Research
$20 per hour
Legal Action (garnishments)
$35
Legal Action (levies)
$35
Statement Copy
$2 per statement
Deposited Item Return
$15 per item
Deposit Corrections
$5 per correction
Collection Items
$10 per item (or at cost if greater)
Inactive Account (after 1 year and balance under $100)
$10 per month
ACH, Money Order and Cashier's Checks Stop Payment Request.
(A stop payment can be placed on Money Orders and Cashier's Checks only if lost or stolen).
$29
Wire Transfer Fee (incoming)
$10 per transfer
Wire Transfer Fee (outgoing)
$15 per transfer
Money Order
$2.00 each
Cashier's Checks
$3.00 per check
Travelers Checks (for two)
$1.00 per $100 (1%)
Member Reopen
$10 per reopening
Western Union
$10 per wire (plus cost)
Check Cashing
(relationship account)
Free
Check Cashing
(non relationship account)
( A check cashing fee applies if a member has savings accounts with aggregate balances below $100.)
5% of face value (min. $5 max $25.)
Online Bill Payer
(unlimited bill payments)
Free
Visa Gift Card Purchase (gift cards available at branches or online; $25 minimum)
$3.95 per card/$5.95 per card online
Photocopy
$0.50 per page
Document Retrieval
$2 per page, plus $20 per hour research and retrieval
Early Account Closure (within 90 days of opening)
$10
ATM Fees
ATM Card Replacement
$5 per replacement
Withdrawals at non Sound-owned ATMs (five free per month)
No credit union fees are charged on Sound owned machines, Co-Op affiliated ATMs, or Point of Sale transactions.
$1 per transaction
NSF
$29 per withdrawal
Safe Deposit Box Annual Rental Fees
3 X 5
$30
5 X 5
$40
3 X 10
$50
5 X 10
$50
10 X 10
$100
Drilling Box
At Cost
Share Fees
Membership Share/Savings
one (1) par share of $25 required