Sound Credit Union :: Business Rates :: Business Deposit Rates

Rates effective as of May 1, 2008.

Rates are subject to change. Please check with your local branch, or call if we can answer any questions.

Savings Programs	Dividend Rate	APY*	Minimum Balance to Open	Minimum Balance To Earn APY*
Business Savings	.499	.50	$25	$100
Minimum balance to avoid a fee: $25
Secondary Business Savings	.499	.50	-	-

Free Business Checking	-	-	$50	-
High-Yield Business Checking
$0 - $9,999	.25	.25	$50	$1
$10,000 - $24,999	1.982	2.00	$50	$10,000
$25,000 - $49,999	2.227	2.25	$50	$25,000
$50,000+	2.472	2.50	$50	$50,000
If balance falls below $10,000 a $10.00 fee will be applied.

Business Money Market
$2,500 - $4,999	0.995	1.00	$50	$2,500
$5,000 - $24,999	1.243	1.25	$50	$5,000
$25,000+	1.490	1.50	$50	$25,000
Business Money Market Plus
$2,500 - $24,999	1.243	1.25	$50	$2,500
$25,000 - $49,999	1.736	1.75	$50	$25,000
$50,000+	1.982	2.00	$50	$50,000
If balance falls below $25,000 a $10.00 fee will be applied.
Business High-Yield Money Market
$2,500 - $49,999	1.243	1.25	$50	$2,500
$50,000 - $99,999	2.227	2.25	$50	$50,000
$100,000-$199,999	2.472	2.50	$50	$100,000
$200,000-$299,999	2.716	2.75	$50	$200,000
$300,000+	2.960	3.00	$50	$300,000
If balance falls below $50,000 a $10.00 fee will be applied.

*APY = Annual Percentage Yield. Rates subject to change without notice.

Truth In Savings Disclosures

NOTE: All accounts which have DIVIDENDS COMPOUNDED AND CREDITED are paid monthly.

Free Checking does not have a dividend.

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.