Fees effective as of January 1, 2009.

Rates are subject to change. Please check with your local branch, or call if we can answer any questions.

Program

Fee Amount

Business Savings Account Fees

Business Savings Monthly Service Fee

$5 per month if minimum balance not met

Business Money Market, Business Money Market Plus, and High-Yield Money Market Monthly Service Fee

$10 per month if minimum balance not met

Business Money Market, Business Money Market Plus, and High-Yield Money Market Check Over Limit Fee

$10 per check over the 3 check per month limit

Business Checking Account Fees

Overdraft Transfer

$5 per transfer

NSF (check returned)

$29 per item

Courtesy Pay (check paid)

$29 per item

Check Copies Retrieval
(2 copies free per statement)

$2 per copy, plus $20.00 per hour

Stop Payment Request

$29 per request

Check Printing Fee

Price varies depending on style

On-Us Non-Member Check Replacement

$5 per request

Free Business Checking

Charge per Check Cleared

$0.15 per item (50 free per month)

Charge per Deposited Item

$0.15 per item (50 free per month)

Cash Deposited

$0.20 per $100

Cash Purchased

$0.20 per $100

Coin Deposited

$0.20 per $100

Coin Purchased

$0.20 per $100 (20 rolls free, .25 per roll thereafter.)

High Yield Business Checking

Monthly Service Fee

$10 per month if minimum daily balance not met

Charge per Check Cleared

$0.10 per item (150 free per month)

Charge per Deposited Item

$0.10 per item (150 free per month)

Cash Deposited

$0.20 per $100

Cash Purchased

$0.20 per $100

Coin Deposited

$0.20 per $100

Coin Purchased

$0.20 per $100

Other Service Fees

Account Reconciliation/Research

$20 per hour

Legal Action (garnishments)

$35

Legal Action (levies)

$35

Statement Copy

$2 per statement

Deposited Item Return

$15 per item

Deposit Corrections

$5 per correction

Collection Items

$10 per item (or at cost if greater)

Inactive Account (after 1 year and balance under $100)

$10 per month

ACH, Money Order and Cashier's Checks Stop Payment Request.
(A stop payment can be placed on Money Orders and Cashier's Checks only if lost or stolen).

$29

Wire Transfer Fee (incoming)

$10 per transfer

Wire Transfer Fee (outgoing)

$15 per transfer

Money Order

$2.00 each

Cashier's Checks

$3.00 per check

Travelers Checks (for two)

$1.00 per $100 (1%)

Member Reopen

$10 per reopening

Western Union

$10 per wire (plus cost)

Check Cashing
(relationship account)

Free

Check Cashing
(non relationship account)
( A check cashing fee applies if a member has savings accounts with aggregate balances below $100.)

5% of face value (min. $5 max $25.)

Online Bill Payer
(unlimited bill payments)

Free

Visa Gift Card Purchase (gift cards available at branches or online; $25 minimum)

$3.95 per card/$5.95 per card online

Photocopy

$0.50 per page

Document Retrieval

$2 per page, plus $20 per hour research and retrieval

Early Account Closure (within 90 days of opening)

$10

ATM Fees

ATM Card Replacement

$5 per replacement

Withdrawals at non Sound-owned ATMs (five free per month)
No credit union fees are charged on Sound owned machines, Co-Op affiliated ATMs, or Point of Sale transactions.

$1 per transaction

NSF

$29 per withdrawal

Safe Deposit Box Annual Rental Fees

3 X 5

$30

5 X 5

$40

3 X 10

$50

5 X 10

$50

10 X 10

$100

Drilling Box

At Cost

Share Fees

Membership Share/Savings

one (1) par share of $25 required