Earn one point for every dollar you spend.
Now you can redeem your points for cash too!

Redeem Extra Award points to get cash, purchase travel-related vouchers or gift certificates at hundreds of locations. It's easy!

You can redeem award points for cash that can be directly deposited into savings or checking account. You may also choose to have the cash put onto your credit card or sent to you in the mail as a check voucher.

Additional cardholder benefits include $1,000 personal identity theft coverage, auto rental collision damage waiver, and $400,000 of travel accident insurance.^{* +}

 

Comparing Sound Visa Credit Cards

^*+Travel Accident Insurance applies when you purchase common carrier tickets using your Sound Visa credit card. It is an accidental death and dismemberment only policy and does not pay benefits for loss from sickness.

Must be a Sound Credit Union member to apply. Subject to credit approval. Your rate and credit limit will be determined by individual credit worthiness including income, debt ratio, employment and credit history.

Awards points redemption subject to terms and conditions of awards program.

Foreign Currency Conversion Fee: 1% of the transaction amount.

**A Default Interest Rate will apply in the event you fail to make your minimum monthly payment for two consecutive billing cycles. If you are in default under the terms of your Visa Credit Card Agreement, your Annual Percentage Rate will increase to 18%. Default includes, but is not limited to, failure to make timely payments for two consecutive billing cycles. If you successfully make at least six timely minimum monthly payments after the Default Interest Rate goes into effect, the APR will be reduced to the regular rate pursuant to your Agreement with us.