Rates effective as of May 1, 2009.

Rates are subject to change. Please check with your local branch, or call if we can answer any questions.

Savings Programs

Dividend Rate

APY*

Minimum Balance to Open

Minimum Balance To Earn APY*

Prime Savings

.250

.25

$25

$100

Johnny Appleseed

.250

.25

$5

-

Club Accounts

.250

.25

-

-

IRA Savings

1.243

1.25

$25

Health Savings Accounts

0.995

1.00

-

-

Free Checking

-

-

$50

-

Plus Checking

.15

.15

$50

$1000

Advantage Checking

.15

.15

$50

$1000

High-Yield Checking

     $1 - 9,999

0.150

.15

$50

$1

     $10,000-$24,999

0.499

.50

$50

$10,000

     $25,000-$49,999

0.747

.75

$50

$25,000

     $50,000+

0.995

1.00

$50

$50,000

Visions Checking

.15

.15

$50

Money Market

     $2,500-$4,999

0.250

0.25

$50

$2,500

     $5,000-$24,999

0.499

0.50

$50

$5,000

     $25,000 - Above

0.747

0.75

$50

$25,000

Money Market Plus

     $2,500-$24,999

0.250

0.25

$50

$2,500

     $25,000-$49,999

0.747

0.75

$50

$25,000

     $50,000+

0.995

1.00

$50

$50,000

High-Yield Money Market

     $2,500-$49,999

0.250

0.25

$50

$2,500

     $50,000-$99,999

0.995

1.00

$50

$50,000

     $100,000-$199,999

1.243

1.25

$50

$100,000

     $200,000-$299,999

1.490

1.50

$50

$200,000

     $300,000+

1.736

1.75

$50

$300,000