Certificate Rates

Rates effective as of November 1, 2009.

Rates are subject to change. Please check with your local branch, or call if we can answer any questions.

Investment Programs

Dividend Rate

APY*

Minimum Balance
or Denomination

Certificate Accounts

     3 months

0.598

0.60

$500

     6 months

0.797

0.80

$500

     9 months

0.946

0.95

$500

     11 months

1.045

1.05

$500

     12 months

1.243

1.25

$500

     18 months (flex)

1.539

1.55

$2,500

     24 months

1.736

1.75

$500

     36 months

2.031

2.05

$500

     48 months

2.472

2.50

$500

     60 months

2.521

2.55

$500

Jumbo Certificates

     6 months

0.896

0.90

$100,000

     9 months

0.995

1.00

$100,000

     11 months

1.144

1.15

$100,000

     12 months

1.342

1.35

$100,000

     18 months

1.638

1.65

$100,000

     24 months

1.834

1.85

$100,000

     36 months

2.129

2.15

$100,000

     60 months

2.618

2.65

$100,000

IRA Certificates

     12 months

1.342

1.35

$1,000

     18 months

1.638

1.65

$1,000

     24 months

1.834

1.85

$1,000

     36 months

2.129

2.15

$1,000

     60 months

2.618

2.65

$1,000

United States Savings Bonds

     Series EE Bonds

0.70

$25.00

     Series I Bonds

0.00 (Fixed .10)

$50.00

*APY=Annual percentage yield. Rates subject to change without notice.

Truth In Savings Disclosures For more details on Sound's certificates, click here

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

Sound Credit Union :: Rates :: Certificate Rates