Program |
|
Fee Amount |
Savings Account Fees |
Business Savings Monthly Service Fee |
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$5 per month if minimum balance not met |
Money Market Plus and High-Yield Money Market Below Minimum Balance Fee |
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$10.00 per month if minimum balance not met |
Money Market and Money Market Plus Check Over Limit Fee |
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$10.00 per check over the 3 checks per month limit |
Holiday Club Early Withdrawal Fee (Before Nov. 10th) |
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$5.00 |
Checking Account Fees |
Advantage Checking Below Minimum balance Fee |
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$5.00 per month if minimum balance not met |
Plus Checking Monthly Service Fee |
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$7.50 per month |
High-Yield Checking Below Minimum Balance Fee |
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$10.00 per month if mimimum balance not met |
Transfer Fee |
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$5.00 per transfer |
NSF Fee |
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$25.00 per item |
Courtesy Pay Fee |
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$25.00 per item |
Check Copies retrieval fee (2 copies free per statement) |
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$2.00 per copy, plus $20 per hour retrieval |
Stop Payment Request |
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$25.00 per request |
Check Printing Fee |
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Price varies depending on style |
Check Replacement Fee On-Us Non-Member |
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$5.00 per request |
Other Service Fees |
Account Reconciliation / Research |
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$20 per hour |
Legal Action (garnishments) |
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$25.00 |
Legal Action (levies) |
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$25.00 |
Statement Copy Fee |
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$2.00 per statement |
Deposited Item Return Fee |
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$10.00 per item |
Inactive Account Fee (after 1 year and balance under $100.00) |
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$5.00 per month |
Auto Insurance Fee For Lapsed Policies |
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$20.00 |
Wire Transfer Fee (incoming) |
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$10.00 per transfer |
Wire Transfer Fee (outgoing) |
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$15.00 per transfer |
Collection Items |
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$15 per item or at cost if greater |
Money Order (Plus Checking accounts receive 4 free) |
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$2.00 each |
ACH Stop Payment Request. |
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$25.00 per request |
Money Order and Cashiers Checks Stop Payment Request |
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$25 per item |
Travelers Checks (for two) |
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$1.00 per $100 (1%) |
Cashier's Checks (third party) (Plus Checking accounts receive 2 free) |
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$3.00 per check |
Member Reopen Fee |
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$10.00 per reopening |
Western Union Fee |
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$10.00 per wire (plus cost) |
Check-Cashing (relationship account) |
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Free |
Check-Cashing (non relationship account) |
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5% of face value. A check cashing fee applies if a member has savings accounts with aggregate balances below $100 / min. fee $5 max $25. |
Online Bill Payer (unlimited bill payments) |
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Free |
Skip-A-Pay Fee (Program available for eligible consumer loans) |
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$29.00 |
Document Retrieval |
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$2.00 per page, plus $20 per hour research and retrieval |
Photocopy |
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$0.50 per page |
Early Account Closure (within 90 days of opening) |
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$10.00 |
Auto Loan Insurance Fee For Lapsed Policies |
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$20.00 |
Home Equity Early Pay-off Fee |
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$245.00 if paid off and closed within 36 mos. |
Consumer Loan Late Fee |
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5%, minimum $25.00, 10-day grace period |
ATM Fees |
ATM Card Replacement Fee |
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$5.00 per replacement |
Withdrawals at non Sound-owned ATMs (five free per month)* *Withdrawals at CO-OP affiliated ATMs or Point of Sale transactions, with a Sound Check Card, are exempt from surcharge. |
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$1.00 per transaction |
Safe Deposit Box Annual Rental Fees |
3 X 5 |
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$20.00 |
5 X 5 |
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$30.00 |
3 X 10 |
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$35.00 |
5 X 10 |
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$50.00 |
10 X 10 |
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$100.00 |
Drilling Box |
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At Cost |
Share Fees |
Membership Share/Savings |
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one (1) par share of $25 required |