Individual retirement accounts turbo charge your retirement savings

Sound's IRAs reduce your taxable income in most cases, defer taxes and build interest without paying any fees. IRA contributions benefit you now and in the future, whether you're 17 or 70.

Sound IRAs earn money more quickly and securely than other investment vehicles. The funds are government-backed and insured separately up to $250,000 by the NCUA.

We have three ways for you to invest in IRAs: IRA Share Accounts, IRA Certificate Accounts, and IRA transfers or rollovers.

The IRA Share Account is a great start

Just open your account with $25, make deposits as you're able to or sign up for automatic payroll deduction. You'll pay no annual maintenance or set-up fees and dividends on your account are compounded monthly.

The IRA Certificate Account is flexible and powerful

With an IRA Certificate Account, you combine the flexibility of a certificate account with the earning advantage of an IRA to save even more.

IRA transfers and rollovers are easy

Once you've established your Sound IRA account, transferring money from other institutions or rolling over funds from a different retirement plan is as easy as asking.

Ready to start saving for the future? Talk with a Contact Center Representative or visit your local branch. We will do all the work for you while you sit back and watch your money grow!