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10-Month Certificate of Deposit (CD) with Unlimited Add-ons

Have your cake and eat it, too.

10-Month Certificate of Deposit (CD) with Unlimited Add-ons

Have your cake and eat it, too.

Unlock Growth with a Certificate Account

  • Unlimited Add-ons
  • $500 Minimum
  • Maximize Financial Growth
  • Secure Impressive Rate
  • Flexible Additional Deposits

Open a Certificate Account at 5.00% APY*

Maximize your financial growth with a Sound Certificate featuring a 10-month Unlimited Add-On benefit. 


10-Month Certificate Account Rates

Sound Credit Union aims to provide competitive interest rates for its customers by matching certificate interest rates. Understanding that certificate interest rates are a crucial factor for individuals seeking secure and predictable investments, Sound employs various strategies to ensure that its certificate rates align with or surpass those offered by other financial institutions. By closely monitoring the market, conducting thorough research and analysis, and considering factors such as market trends, risk assessment, competitive analysis, efficient operations, and a member-centric focus, Sound endeavors to match interest rates for its certificate products.

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Benefits of a Certificate Account

Competitive interest rate: A 10-month certificate often offers a higher interest rate compared to traditional savings accounts, allowing you to earn more on your investment.

  1. Fixed term: The certificate has a predetermined term of 10 months, providing a sense of stability and predictability to your investment.
  2. Flexibility to make additional deposits: One of the key advantages is the option to make additional deposits during the term of the certificate. This flexibility allows you to increase your savings and maximize your returns.
  3. Secure investment: Certificates are considered low-risk investments. Providing peace of mind and protecting your funds.
  4. Financial goal planning: The fixed term of a 10-month certificate allows you to align your investment with specific financial goals, such as saving for a down payment, vacation, or any other short-to-medium-term objective.
  5. Consistent returns: With a certificate, you can expect a consistent return on your investment as the interest rate remains fixed throughout the term.
  6. Diversification: Investing in a 10-month certificate allows you to diversify your investment portfolio by adding a stable and reliable asset class.


Looking For a Shorter Term?

Check out our 3-month and 6-month certificates.

4.95% APY*

6-month Certificate
$500 Minimum

4.90% APY*

3-month Certificate
$500 Minimum


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*APY = Annual Percentage Yield. Offers valid for existing or new Sound members. Membership with a savings account at Sound Credit Union is required to participate in the offer. Anyone who lives or works in WA can join. Promotional rates and terms advertised are available for a limited time and subject to change without notice. Early withdrawal penalties apply and may reduce earnings. Certificate: $500 minimum deposit. 10-Month Unlimited Add-on Certificate: At maturity, certificate will roll into a new 12-month certificate. Unlimited additional deposits are only exclusive to 10-month certificate accounts and can be made at any time during the term.