Private student loans are issued by credit unions and banks, rather than the federal government, to pay for college costs. It’s best to take out a private student loan after maxing out federal loans.
Low-interest loans for high-interest futures.
Opening a Student Choice private student loan in First Hill offers you a convenient line of credit that can help fund your education. When you apply for a Sound Credit Union private student loan in First Hill, you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!
Flexible repayment and in-school deferment options.
Fast Approvals and Fair Rates
Easily apply online and get a credit decision with your competitive rate instantly.
Fill Educational Funding Gaps
Let us help you with the education costs not covered by scholarships, grants, and Federal Direct loans.
Are You Eligible?
Enrolled as an Undergrad
Must be enrolled at least half-time in a four year degree-granting program at an approved school.
Student in Good Standing
Must meet your school’s Satisfactory Academic Program requirements.
Must be a Sound member before your loan can be funded.
Student Choice offers loans for more than 2,000 schools across the country. See if your school is eligible.Find an Approved School »
College Access Counselors
Get personal, one-on-one advice on all your financial aid questions through Student Choice’s College Access Counselors. Counselors will walk students, parents, and graduates entering loan repayment, through necessary steps to make smart decisions about paying for college.
Contact a College Access Counselor »
Education Savings Accounts
Give your child a head start on their education with a tax-favored Education Savings Account. Funds can be used for both K-12 and higher education expenses.
Learn more »
Plan Your Trip
Location & Hours
First Hill Branch
2020 S 320th St Ste H
Seattle, WA 98003
Monday - Friday 9am - 5:00pm
Get the answers you need about Private Student Loans
Your Student Choice loan is available as a line of credit. Once you apply, you can draw on your line of credit through your entire undergraduate career to help pay for tuition, fees, books, room and board, and other related expenses.
Student Choice will disperse your funds directly to your school based on their funding dates.
Repayment term is 20 years if your principal balance at repayment is $40,000 or less, and 25 years if your principal balance at repayment is more than $40,000.