Sound checking accounts offer easy access to your money, plus tons of free perks – like online and mobile banking, early pay, nationwide ATM access, and more! When you open a Sound Credit Union checking account in Downtown Tacoma, you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!
Online and Mobile Banking, Bill Pay, Mobile Deposit, and Mobile Pay for Apple and Android devices.
Early Pay delivers your direct deposit up to two days before your “official” pay date. It’s free for all Sound members!
If you have your phone, you have your debit card. Sound Mobile Pay works at millions of locations.
Free EMV chip debit card, real-time text alerts, and card lock/unlock features in our Sound Mobile app.
Everyone makes mistakes. That’s why we offer one overdraft refund every year.
Get surcharge-free access to over 30,000 ATMs nationwide. That’s more than any bank.
Best if you want:
Best if you want:
Earns dividends
Earns dividends
Earns cash back
Earns cash back
Monthly Fee
Monthly Fee
Personal Checks
Personal Checks
Free cashier's checks and money orders
Free cashier's checks and money orders
Minimum balance
Minimum balance
$5 Safe Deposit Box Discount
$5 Safe Deposit Box Discount
Sound Debit Account2
Best if you want:
Simple account
Earns dividends
N/A
Earns cash back
N/A
Monthly Fee
$0
with $500 monthly direct deposit and eStatements, otherwise $3
Personal Checks
N/A
Free cashier's checks and money orders
3/each free per month
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
Free Checking
Best if you want:
No fees, no fuss
Earns dividends
N/A
Earns cash back
N/A
Monthly Fee
$0
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
Interest Checking
Best if you want:
Interest on your balance
Earns dividends
Earns cash back
N/A
Monthly Fee
$0
with $500 monthly direct deposit and eStatements or age 55 , otherwise $7
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
Cash Back Checking
Best if you want:
Cash back on swipes
Earns dividends
N/A
Earns cash back
1% on debit card transactions, up to $10/month
Monthly Fee
$0
with $500 monthly direct deposit and eStatements or age 55 , otherwise $7
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
Too busy to stop in? That’s cool. With online and mobile banking you can transfer money, make payments, deposit checks, and more from anywhere.
Check out our online banking features »
Learn about our mobile app »
Keys. Cell phone. Account balance. It’s easy to forget stuff. But with overdraft protection, you can be sure that your payment will still go through. Sound offers four overdraft options:
Want to get paid up to a day early? Send your direct deposits to your Sound account and automatically receive them up to two days before payday.
Address:
Downtown Tacoma Branch
1331 Broadway
Tacoma, WA 98402
Hours:
Monday - Friday 9am - 5pm
Saturday Closed
A checking account is a bank account that you can use for everyday transactions. This includes depositing checks, withdrawing cash using your debit card, and setting up direct deposits from your employer’s payroll, social security and more.
Sound Credit Union offers Checking Accounts. Learn More »
To open a checking account you’ll want to complete a provided application, and make an opening deposit, if required. You’ll need your member number (if you’re already a member) and personal information, including a government-issued photo ID. Checking accounts can be opened online or at any branch location. If opening your account online, have your mobile decide handy and be prepared to access your email account.
Sound Credit Union offers Checking Accounts. Learn More »
Mobile Pay is available on all Sound cards, including debit cards attached to your checking account.
For more information on Mobile Pay, visit our Mobile Banking page.
Bill Pay offers you an easy way to make payments without having to write a check. You can schedule one-time and recurring payments to your payees, track your payment activity, receive eBills, and more. Funds will be automatically deducted from your checking account. Bill Pay is available through Online Banking and our Mobile app.
Basic Courtesy Pay is automatically extended 60 days after account opening to all eligible checking accounts. To get the benefits of Complete Courtesy Pay coverage, you must opt-in. See “How do I add Courtesy Pay to my account?” for details.
