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Small Business Saving & Certificates WA

Small Business Saving & Certificates WA

Grow your savings while growing your business.

Business Savings

Along with your membership to Sound, your Business Savings account lets you earn a great rate on the cash you don’t need for your everyday expenses.

  • No monthly fees
  • No opening deposit requirement
  • Earn a competitive dividend rate
  • Secure account management online, at a branch, or through our mobile app

Contact a Business Services Officer to open a Business Savings account today!


Business Money Market Accounts

Earn a higher dividend rate on your higher account balances.

  • Competitive tiered rates
  • Unlimited in-person withdrawals and transfers*
  • No monthly fee when minimum balance is met
  • Secure account management online, at a branch, or through our mobile app


*There is no limit on the number of account transfers or withdrawals when initiated in person at a Sound Credit Union branch. A $10 per check fee will be assessed if more than three checks are written in one month.

Business Certificates

Lock in a high rate and guarantee a return. Interest is compounded monthly and accounts can easily be rolled over once they reach maturity.

Basic Certificate

  • Minimum deposit of $500
  • Terms range from 3 to 60 months

Bump Certificate¹

  • Get a one-time bump to a higher rate
  • Add to your balance with one additional deposit

Flex Certificate²

  • Make a one-time withdrawal during your term
  • Option to make a one-time deposit or bump to a higher rate

Jumbo Certificate

  • Earn even higher dividend on balances of $100,000 or more
  • Terms range from 6 to 60 months

Requires Sound membership.
1 Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposit: One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.
2 Add-on option: Minimum addition is $1,000; maximum is $75,000. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Sound Business Checking

Manage your everyday money from anywhere with Sound’s Free and High-Yield Business Checking options.

Learn More About Checking

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Direct Connect for Quicken®

Download your account information directly into Quicken using your online banking credentials. With Direct Connect, view real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.
Direct Connect Support »

Extra Help Making and Accepting Payments

Check our easy-to-use options for accepting and processing payments.

  • Merchant Services
  • Payroll Solutions
  • Remote Deposit Capture
  • Business Tax Payments

See all of our Business Service options »

Ready to move your business accounts to Sound?