{"id":15235,"date":"2026-06-01T02:00:00","date_gmt":"2026-06-01T09:00:00","guid":{"rendered":"https:\/\/www.soundcu.com\/?page_id=15235"},"modified":"2026-05-29T15:48:46","modified_gmt":"2026-05-29T22:48:46","slug":"10-month-certificate-special","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/es\/10-month-certificate-special\/","title":{"rendered":"10-Month Certificate Special"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__blue co-flex_row__lead-capture-hero co-flex_row__next_row__long-form-text\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-lead_capture_hero  co-lead_capture_hero__has_image benefits has_button\" aria-label=\"Header: 10-Month Certificate Special\">\n\t\t<div class=\"co-lead_capture_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t<div class=\"co-lead_capture_hero--text pcol-lg:6 pcol-xl:6\">\n\t\t\t\t\t<h1 class=\"co-lead_capture_hero--title\" >10-Month Certificate Special<\/h1>\t\t\t\t\t<p class=\"co-lead_capture_hero--tagline\">Earn up to<\/p>\t\t\t\t\t\t<div class=\"co-lead_capture_hero--number_callout\">\n\t\t\t\t\t\t\t\t<div class=\"co-lead_capture_hero--number_callout-value\">\n\t\t\t\t\t\t\t\t\t3.80<span class=\"co-lead_capture_hero--number_callout-unit\">%<\/span>\n\t\t\t\t\t\t\t\t\tAPY*\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-lead_capture_hero--number_callout-subhead\">Earn Smart, Save Fast<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-lead_capture_hero--buttons\">\n\t\t\t\t\t\t\t<a data-trigger-id=\"18040\" class=\"modal-trigger co-lead_capture_hero--button\" href=\"#\">Abra una cuenta de certificado<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18040\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Abre una cuenta en Sound<\/h2><p>\u00bfEres nuevo en Sound o ya eres miembro?<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18039\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Soy nuevo<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18039\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido!<\/h2><p>La membres\u00eda comienza con una cuenta de ahorros. Tambi\u00e9n puedes solicitar cuentas corrientes, certificados de dep\u00f3sito y m\u00e1s, todo en aproximadamente 5 minutos.<\/p>\n<p>Necesitar\u00e1s tener listo lo siguiente:<\/p>\n<ol>\n<li>Documento de identidad con fotograf\u00eda v\u00e1lido<\/li>\n<li>N\u00famero de Seguro Social (SSN) o n\u00famero de identificaci\u00f3n fiscal de EE. UU.<\/li>\n<li>Direcci\u00f3n postal f\u00edsica<\/li>\n<\/ol>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Gracias por su inter\u00e9s en el sonido.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18041\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Ya eres miembro<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18041\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido de nuevo!<\/h2><p>A continuaci\u00f3n, deber\u00e1 decidir si desea agregar cuentas a su membres\u00eda actual o abrir una nueva.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Agradecemos su membres\u00eda.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>\u00a1Hola!<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-lead_capture_hero--img_wrap pcol-lg:6 pcol-xl:6\">\n\t\t\t\t\t\t<svg class=\"co-branch_location_hero--svg-gradient\" width=\"159.2\" height=\"609\" viewbox=\"0 0 159.2 609\">\n  <defs>\n   <clippath id=\"clip-path-hero-gradient\">\n    <path d=\"M0,0H159.2V609H0Z\" fill=\"none\"\/>\n   <\/clippath>\n   <lineargradient id=\"linear-gradient-hero\" x1=\"1\" y1=\"1\" x2=\"1.147\" gradientunits=\"objectBoundingBox\">\n    <stop offset=\"0\" stop-color=\"#0d2c6c\"\/>\n    <stop offset=\"1\" stop-color=\"#67ccf2\"\/>\n   <\/lineargradient>\n  <\/defs>\n  <g transform=\"translate(487 -10)\">\n   <g transform=\"translate(-487 10)\" clip-path=\"url(#clip-path-hero-gradient)\">\n    <path d=\"M148.955,0H96.92c-232.639,458.1,26.61,607.908,26.61,607.908h25.425s-249.534-124.9,0-607.908\" transform=\"translate(0)\" fill=\"url(#linear-gradient-hero)\"\/>\n     <path d=\"M747.31,0Z\" transform=\"translate(246.995)\" fill=\"#040504\"\/>\n   <\/g>\n  <\/g>\n<\/svg>\n<div class=\"co-lead_capture_hero--mask\"><svg width=\"997.021\" height=\"609\" viewbox=\"0 0 997.021 609\"><defs><clippath id=\"svgPathHero\"><path d=\"M144.231,0c-260.172,483.012,0,607.908,0,607.908L1025.62,609V0Z\" transform=\"translate(-28.599)\"\/><\/clippath><\/defs><image id=\"image_6a1de290dbaa7\" xlink:href=\"https:\/\/www.soundcu.com\/files\/iStock-2187489421_944x612-941x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/iStock-2187489421_944x612-941x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"Two workmates excited about new job success. High five. Man and woman, colleagues, sitting at the table and working together using laptop.\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/header>\n\t<div class=\"co-benefits-hero benefits\">\n\t\t<div class=\"co-row\">\n\t\t\t<div class=\"prow\">\n\t\t\t\t<div class=\"pcol-lg:7 co-benefits-hero--col__info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description_head\">Unlock Growth with a Certificate Account<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description_text\"><div class=\"co-bene_grid--bene_desc\">\n<div class=\"co-bene_grid--bene_desc\">\n<div class=\"co-bene_grid--bene_desc\">\n<ul>\n<li>$500 Minimum<\/li>\n<li style=\"text-align: left;\">Maximize Financial Growth<\/li>\n<li style=\"text-align: left;\">Secure Impressive Rate<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"pcol-lg:5 co-benefits-hero--col__form\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--button_wrap\">\n\t\t\t\t\t\t<a data-trigger-id=\"18040\" class=\"modal-trigger co-benefits-hero--button\" href=\"#\">Abra una cuenta de certificado<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18040\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Abre una cuenta en Sound<\/h2><p>\u00bfEres nuevo en Sound o ya eres miembro?<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18039\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Soy nuevo<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18039\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido!<\/h2><p>La membres\u00eda comienza con una cuenta de ahorros. Tambi\u00e9n puedes solicitar cuentas corrientes, certificados de dep\u00f3sito y m\u00e1s, todo en aproximadamente 5 minutos.<\/p>\n<p>Necesitar\u00e1s tener listo lo siguiente:<\/p>\n<ol>\n<li>Documento de identidad con fotograf\u00eda v\u00e1lido<\/li>\n<li>N\u00famero de Seguro Social (SSN) o n\u00famero de identificaci\u00f3n fiscal de EE. UU.<\/li>\n<li>Direcci\u00f3n postal f\u00edsica<\/li>\n<\/ol>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Gracias por su inter\u00e9s en el sonido.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18041\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Ya eres miembro<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18041\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido de nuevo!<\/h2><p>A continuaci\u00f3n, deber\u00e1 decidir si desea agregar cuentas a su membres\u00eda actual o abrir una nueva.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Agradecemos su membres\u00eda.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>\u00a1Hola!<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--promo\">\n\t\t\t\t\t\t\t<h2>Earn 3.80% APY*<\/h2>\n<p><span style=\"font-weight: 400;\">Maximize your financial growth with a 10-Month Certificate Special.\u00a0<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__long-form-text co-flex_row__next_row__columns\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Start earning more in just minutes.<\/h2><div class=\"co-intro_text--intro\"><p>Earn 3.80% APY with Sound&#8217;s 10-Month Certificate Special<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-long_form--block prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<h3 class=\"co-long_form--headline\" >The 10-Month Certificate deal for starters<\/h3><div class=\"co-long_form--content\"><p>Grow your savings faster with Sound&#8217;s 10-Month Certificate Special<\/p>\n<div class=\"co-bene_grid--bene_desc\">\n<div class=\"co-bene_grid--bene_desc\">\n<div class=\"co-bene_grid--bene_desc\">\n<ul>\n<li>$500 Minimum<\/li>\n<li><strong>3.80% APY<\/strong><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5 Image\">\n\t\t\t\t\t\t<div class=\"co-long_form--media_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"540\" height=\"330\" src=\"https:\/\/www.soundcu.com\/files\/iStock-617902262_540x330.jpg\" class=\"co-long_form--image\" alt=\"business partners fist bumping across desk\" srcset=\"https:\/\/www.soundcu.com\/files\/iStock-617902262_540x330.jpg 540w, https:\/\/www.soundcu.com\/files\/iStock-617902262_540x330-396x242.jpg 396w, https:\/\/www.soundcu.com\/files\/iStock-617902262_540x330-75x46.jpg 75w\" sizes=\"auto, (max-width: 540px) 100vw, 540px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg class=\"co-long_form--media__svg\" width=\"252.96\" height=\"86.432\" viewbox=\"0 0 252.96 86.432\"><g transform=\"translate(-992.041 -7954.568)\"><path d=\"M567.407,124.428c-77.494-74.559-170.562-30.665-250.487,0C396.429,151.611,495.98,196.666,567.407,124.428Z\" transform=\"translate(677.594 7871.189)\" fill=\"#71c4e8\"\/><path d=\"M452.635,105.62c-41.987-40.4-92.411-16.614-135.715,0C360,120.347,413.936,144.758,452.635,105.62Z\" transform=\"translate(675.121 7914.231)\" fill=\"#00205b\"\/><\/g><\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:12\">\n\t\t\t\t\t<h3 class=\"co-long_form--headline\" >10-Month Certificate Account Rates<\/h3><div class=\"co-long_form--content\"><p><a href=\"https:\/\/www.soundcu.com\/es\/\">Sound Credit Union<\/a>\u00a0aims to provide competitive\u00a0<a href=\"https:\/\/www.soundcu.com\/es\/rates\/personal-rates\/#checkingsavings\">tipos de inter\u00e9s<\/a> for its members by matching certificate interest rates. Understanding that certificate interest rates are a crucial factor for individuals seeking secure and predictable investments, Sound employs various strategies to ensure that its certificate rates align with- or surpass those offered by other financial institutions. By closely monitoring the market, conducting thorough research and analysis, and considering factors such as market trends, risk assessment, competitive analysis, efficient operations, and a member-centric focus, Sound strives to match interest rates for its certificate products.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__columns co-flex_row__next_row__faqs\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Benefits of a Certificate Account<\/h2><div class=\"co-intro_text--intro\"><p>Competitive interest rate: A 10-month certificate often offers a higher interest rate compared to traditional savings accounts, allowing you to earn more on your investment.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconLock\"\n\t\tviewbox=\"0 0 51.162 72.093\"\n\t\twidth=\"51.162\"\n\t\theight=\"72.093\"\n\t>\n\t\t<title>Lock<\/title>\n\t\tclase=\u201denvoltorio\u201d&gt;\n\t<g transform=\"translate(-311.536 -626.483)\">\n\t\t\t<path d=\"M660.961,2173.432v-2.326h0v-2.326h6.977v-4.651a2.328,2.328,0,0,0-2.326-2.326H628.4a2.328,2.328,0,0,0-2.326,2.326v4.651h6.977v4.651h-6.977v4.651h6.977v4.651h-6.977v4.652h6.977v4.651h-6.977v4.651a2.328,2.328,0,0,0,2.326,2.325h37.209a2.328,2.328,0,0,0,2.326-2.325v-4.651h-6.977v-2.326h0v-2.325h6.977v-4.652h-6.977v-2.325h0v-2.326h6.977v-4.651Zm-11.628,11.628h-4.651v-9.3h4.651Z\" transform=\"translate(-309.89 -1505.089)\" fill=\"#1f79af\"\/>\n\t\t\t<line transform=\"translate(313.862 666.018)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(323.164 666.018)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(313.862 675.32)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(323.164 675.32)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(313.862 684.623)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(323.164 684.623)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(351.071 666.018)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(351.071 675.32)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<line transform=\"translate(351.071 684.623)\" fill=\"none\" stroke=\"#ffab01\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"0\"\/>\n\t\t\t<path d=\"M647.187,2037.388h-2.326v-9.3a16.279,16.279,0,1,0-32.558,0v9.3h-2.326a6.984,6.984,0,0,0-6.977,6.976v32.558a6.984,6.984,0,0,0,6.977,6.977h37.209a6.984,6.984,0,0,0,6.976-6.977v-32.558a6.984,6.984,0,0,0-6.976-6.976m-30.233-9.3a11.628,11.628,0,1,1,23.256,0v9.3H616.954Zm32.558,48.837a2.328,2.328,0,0,1-2.325,2.326H609.977a2.328,2.328,0,0,1-2.326-2.326v-4.651h6.977v-4.651h-6.977v-4.651h6.977v-4.651h-6.977v-4.651h6.977v-4.651h-6.977v-4.652a2.328,2.328,0,0,1,2.326-2.326h37.209a2.328,2.328,0,0,1,2.325,2.326v4.652h-6.977v4.651h6.977v4.651h-6.977v4.651h6.977v4.651h-6.977v4.651h6.977Z\" transform=\"translate(-291.465 -1385.323)\" fill=\"#00205b\"\/>\n\t\t\t<rect width=\"4.651\" height=\"9.302\" transform=\"translate(334.792 670.669)\" fill=\"#efc025\"\/>\n\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Plazo fijo<\/h3><div class=\"co-columns--box_desc\"><p>The certificate has a predetermined term of 10 months, providing a sense of stability and predictability to your investment.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconShieldCheck\"\n\t\tviewbox=\"0 0 61.117 70.765\"\n\t\twidth=\"61.117\"\n\t\theight=\"70.765\"\n\t>\n\t\t<title>Shield Check<\/title>\n\t\tclase=\u201denvoltorio\u201d&gt;\n\t<g transform=\"translate(-200.384 -430.658)\">\n\t\t<g>\n\t\t\t<path d=\"M112.638,1048.993a8.722,8.722,0,0,0-2.428-6.055q-.145-.153-.3-.3c-.151-.144-.306-.284-.467-.417q-.162-.134-.331-.261c-.157-.117-.319-.227-.483-.333-.19-.124-.384-.242-.584-.351a8.736,8.736,0,0,0-1.165-.526q-.4-.147-.824-.256a8.783,8.783,0,0,0-2.192-.276H60.294a8.786,8.786,0,0,0-2.193.276q-.42.108-.824.256-.2.074-.4.157a8.813,8.813,0,0,0-3.86,3.179q-.236.35-.439.724a8.722,8.722,0,0,0-1.048,3.73q-.011.224-.011.452v35.818a8.754,8.754,0,0,0,.145,1.577q.068.373.168.737c.054.2.113.4.181.589q.081.23.174.456a8.771,8.771,0,0,0,2.63,3.5l21.785,17.4a8.773,8.773,0,0,0,10.95,0l21.785-17.4a8.773,8.773,0,0,0,3.3-6.855Zm-4.233,35.818a4.518,4.518,0,0,1-1.707,3.548l-21.785,17.4a4.541,4.541,0,0,1-5.667,0l-21.785-17.4a4.518,4.518,0,0,1-1.707-3.548v-35.818a4.546,4.546,0,0,1,4.541-4.541h43.571a4.546,4.546,0,0,1,4.541,4.541Z\" transform=\"translate(148.863 -609.561)\" fill=\"#eec022\"\/>\n\t\t\t<path d=\"M116.7,1066.671H81.415a3.446,3.446,0,0,0-3.442,3.442v35.818a3.424,3.424,0,0,0,1.294,2.689l21.785,17.4s22.268-23.112,15.652-59.349\" transform=\"translate(127.743 -630.682)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M120.632,1061.22H77.062a4.546,4.546,0,0,0-4.541,4.541v35.818a4.517,4.517,0,0,0,1.707,3.548l21.785,17.4a4.541,4.541,0,0,0,5.667,0l21.785-17.4a4.517,4.517,0,0,0,1.707-3.548v-35.818a4.546,4.546,0,0,0-4.541-4.541m-45.718,43.049a3.425,3.425,0,0,1-1.294-2.69v-35.818a3.446,3.446,0,0,1,3.442-3.442h35.289c6.617,36.237-15.652,59.349-15.652,59.349Z\" transform=\"translate(132.096 -626.329)\" fill=\"#00205b\"\/>\n\t\t<\/g>\n\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Secure Investment<\/h3><div class=\"co-columns--box_desc\"><p>Certificates are considered low-risk investments which provide peace of mind and your funds are insured by NCUA.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconGraph\"\n\t\tviewbox=\"0 0 71.072 71.072\"\n\t\twidth=\"71.072\"\n\t\theight=\"71.072\"\n\t>\n\t\t<title>Graph<\/title>\n\t\tclase=\u201denvoltorio\u201d&gt;\n\t<g transform=\"translate(-671.059 -626.927)\">\n\t\t\t<path d=\"M2562.387,2014.006c-.059,0-.117,0-.177,0v2.431l2.367-2.367c-.725-.044-1.454-.069-2.19-.069\" transform=\"translate(-1855.791 -1387.079)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2568.466,2016.585l-6.255,6.255v4.511l9.93-9.93a35.322,35.322,0,0,0-3.675-.836\" transform=\"translate(-1855.792 -1389.139)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2575.383,2026.17l-13.172,13.172v2.426c.059,0,.117-.009.176-.009a17.654,17.654,0,0,1,1.823.095l14.284-14.284q-1.515-.772-3.111-1.4\" transform=\"translate(-1855.792 -1396.792)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2603.359,2040.915l-13.472,13.471a17.41,17.41,0,0,1,3.138,1.373l13-13q-1.288-.982-2.664-1.847\" transform=\"translate(-1877.89 -1408.565)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2631.036,2059.859l-12.787,12.786a17.658,17.658,0,0,1,2.265,2.246l12.782-12.781q-1.08-1.174-2.26-2.251\" transform=\"translate(-1900.536 -1423.691)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2651.638,2083.168l-12.99,12.99a17.38,17.38,0,0,1,1.344,3l13.437-13.437q-.839-1.319-1.79-2.558\" transform=\"translate(-1916.823 -1442.302)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2651.425,2126.767l13.6-13.6q-.63-1.592-1.405-3.106l-14.261,14.261a17.59,17.59,0,0,1,.106,1.915c0,.179-.021.353-.027.531Z\" transform=\"translate(-1925.375 -1463.774)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2685.645,2151.892l6.7-6.7a35.416,35.416,0,0,0-.845-3.666l-10.364,10.364Z\" transform=\"translate(-1950.745 -1488.899)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2727.921,2181.784c0-.177.014-.352.014-.53,0-.769-.028-1.531-.076-2.288l-2.818,2.818Z\" transform=\"translate(-1985.803 -1518.792)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2448.129,2074.708l-12.77-12.771a17.486,17.486,0,1,1-16.761-28.72v-18.252a35.536,35.536,0,1,0,29.531,59.75l0,0Z\" transform=\"translate(-1715.716 -1387.846)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2647.736,2220.4l0-.01q.126-.313.247-.63l.024-.063q.115-.3.223-.608c.01-.026.019-.052.028-.078q.109-.305.212-.613l.006-.017q.3-.9.554-1.827c.022-.081.045-.163.067-.244.037-.138.071-.277.107-.415.029-.113.057-.225.085-.338.031-.128.061-.255.09-.383s.058-.253.086-.38.052-.24.078-.361c.029-.137.057-.275.083-.412.022-.114.045-.228.066-.342.028-.148.054-.3.08-.447.018-.106.037-.211.055-.317.028-.169.053-.339.078-.509.013-.087.027-.174.04-.261q.055-.387.1-.777h-18.32c-.052.211-.111.421-.171.629-.019.066-.04.132-.06.2-.044.146-.09.29-.138.433-.024.072-.047.145-.072.216q-.094.271-.2.537c-.038.1-.079.2-.118.3s-.078.194-.119.289c-.049.115-.1.23-.151.344l-.081.175a17.541,17.541,0,0,1-2.8,4.268l12.771,12.771a35.6,35.6,0,0,0,7.142-11.125\" transform=\"translate(-1908.18 -1544.665)\" fill=\"#00205b\"\/>\n\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Financial Goal Planning<\/h3><div class=\"co-columns--box_desc\"><p>The fixed term of a 10-month certificate allows you to align your investment with specific financial goals, such as saving for a down payment, vacation, or any other short-to-medium-term objective.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconHandWithDollar\"\n\t\tviewbox=\"0 0 70.308 70.764\"\n\t\twidth=\"70.308\"\n\t\theight=\"70.764\"\n\t>\n\t\t<title>Hand with Dollar<\/title>\n\t\tclase=\u201denvoltorio\u201d&gt;\n\t<g transform=\"translate(-686.671 -430.658)\">\n\t\t\t<path d=\"M2550.55,1105.646h6.015a6.333,6.333,0,0,1,3.644-3.516V1086.2a6.364,6.364,0,0,1-3.61-3.439h-45.751a6.36,6.36,0,0,1-3.61,3.439v15.926a6.337,6.337,0,0,1,3.644,3.516h28.873v-.257a4.64,4.64,0,0,1,4.635-4.635h1.527a4.64,4.64,0,0,1,4.634,4.635Zm-28.615-9.895h-11.345v-3.09h11.345Zm11.787,7.574a9.121,9.121,0,1,1,9.22-9.119,9.18,9.18,0,0,1-9.22,9.119m11.788-10.664h11.344v3.09h-11.344Z\" transform=\"translate(-1811.898 -643.532)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2614.361,1109.6a6.031,6.031,0,1,0,6.13,6.032,6.088,6.088,0,0,0-6.13-6.032\" transform=\"translate(-1892.537 -664.962)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2464.232,1040.22v40.031h41.185v-5.485H2474.1l-.229-1.27a3.249,3.249,0,0,0-2.745-2.619l-1.32-.195V1049.71l1.321-.193a3.254,3.254,0,0,0,2.733-2.567l.246-1.245h50.549l.247,1.244a3.256,3.256,0,0,0,2.733,2.567l1.321.193v20.975l-1.32.194a3.244,3.244,0,0,0-2.743,2.617l-.229,1.271h-8.455v5.485h18.327V1040.22Z\" transform=\"translate(-1777.561 -609.562)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2624.533,1245.258c.4-.662.757-1.2,1.04-1.6.081-.115.158-.222.225-.312v-4.51h-7.328l-2.022,1.429-.093.093a4.643,4.643,0,0,0,0,6.554l1.079,1.08a4.639,4.639,0,0,0,5.314.881,25.27,25.27,0,0,1,1.787-3.612\" transform=\"translate(-1897.941 -768.144)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2668.855,1264.156\" transform=\"translate(-1940.942 -788.363)\" fill=\"#0450cf\"\/>\n\t\t\t<path d=\"M2674.169,1197.726v5.032h-3.09v-13.864a1.546,1.546,0,0,0-1.544-1.545h-1.527a1.546,1.546,0,0,0-1.545,1.545V1203.3l-.344.425c-.06.074-6.061,7.649-3.359,14.406l.11.276v3.89h14.9v-2.619l5.495-8.426a13.577,13.577,0,0,0,2.211-7.437v-6.093Z\" transform=\"translate(-1935.518 -727.037)\" fill=\"#1f79af\"\/>\n\t\t\t<path d=\"M2657.26,1172.019h-1.527a4.64,4.64,0,0,0-4.635,4.635V1190c-.066.09-.143.2-.225.313-.282.4-.644.94-1.039,1.6a25.2,25.2,0,0,0-1.787,3.612,15.605,15.605,0,0,0-.542,11.234v3.3h3.09v-3.89l-.111-.276c-2.7-6.756,3.3-14.332,3.359-14.406l.344-.425v-14.411a1.546,1.546,0,0,1,1.545-1.545h1.527a1.547,1.547,0,0,1,1.545,1.545v13.864h3.089v-13.864a4.639,4.639,0,0,0-4.634-4.635\" transform=\"translate(-1923.243 -714.797)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2654.49,1360.767h-21.584v6.158h25.181v-6.158Z\" transform=\"translate(-1912.238 -865.502)\" fill=\"#00205b\"\/>\n\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Consistent Returns<\/h3><div class=\"co-columns--box_desc\"><p>With a certificate, you can expect a consistent return on your investment as the interest rate remains fixed throughout the term.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon IconArt\"\n\t\tviewbox=\"0 0 60.212 71.278\"\n\t\twidth=\"60.212\"\n\t\theight=\"71.278\"\n\t>\n\t\t<title>Art<\/title>\n\t\tclase=\u201denvoltorio\u201d&gt;\n\t<g transform=\"translate(-726.642 -1175.121)\">\n\t\t\t<path d=\"M2691.044,5032.091h0a1.4,1.4,0,0,0,1.916-.515l7.629-13.241h-3.238l-6.823,11.84a1.4,1.4,0,0,0,.515,1.916\" transform=\"translate(-1958.097 -3785.88)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2892.2,5032.091h0a1.4,1.4,0,0,0,.515-1.916l-6.822-11.84h-3.238l7.629,13.241a1.4,1.4,0,0,0,1.916.515\" transform=\"translate(-2111.647 -3785.88)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2806.362,5032.143h0a1.4,1.4,0,0,0,1.4-1.4v-12.4h-2.805v12.4a1.4,1.4,0,0,0,1.4,1.4\" transform=\"translate(-2049.614 -3785.88)\" fill=\"#00205b\"\/>\n\t\t\t<path d=\"M2690.366,4848.372h49V4812.5h-49Zm3.116-32.746h42.765v20.851h-14.266l-1.406-1.874-6.394-8.532-5.024,6.7-7.766-10.363-7.91,10.549Z\" transform=\"translate(-1958.117 -3621.532)\" fill=\"#1f79af\"\/>\n\t\t\t<rect width=\"13.543\" height=\"2.109\" transform=\"translate(749.977 1185.767)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2722.761,4784.642h-20.529v2.81h17.729v41.482h-54.61v-41.482h17.728v-2.81h-20.529v47.1h60.212\" transform=\"translate(-1935.906 -3599.288)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2705.824,4845.34l7.91-10.548,7.766,10.362,5.024-6.7,6.394,8.533,1.406,1.874h14.266v-20.851h-42.766Zm32.71-13.06a3.665,3.665,0,1,1-3.656,3.666,3.663,3.663,0,0,1,3.656-3.666\" transform=\"translate(-1970.46 -3633.912)\" fill=\"#efc025\"\/>\n\t\t\t<path d=\"M2713.328,4746.914v-5.2h-8.174v-6.437a1.4,1.4,0,1,0-2.806,0v6.437h-8.174v5.2h-17.728V4788.4h54.61v-41.482Zm-16.348-2.4h13.543v2.109h-13.543Zm31.271,41.073h-49V4749.72h49Z\" transform=\"translate(-1947.003 -3558.751)\" fill=\"#00205b\"\/>\n\t<\/g>\n\t<\/symbol>\t<\/svg>\n<h3 class=\"co-columns--box_headline\" >Diversification<\/h3><div class=\"co-columns--box_desc\"><p>Investing in a 10-month certificate allows you to diversify your investment portfolio by adding a stable and reliable asset class.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__faqs co-flex_row__next_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Common Questions About Certificate Accounts (FAQs)\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Common Questions About Certificate Accounts (FAQs)<\/h2>\t\t<\/header>\n\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"7759\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">\u00bfQu\u00e9 es un certificado de acciones?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\">\n\t\t\t\t\t\t<p>Una cuenta de certificado de acciones es un tipo de cuenta de ahorros ofrecida por <a href=\"https:\/\/www.soundcu.com\/es\/\">Sound Credit Union<\/a>. Te permite obtener una tasa de inter\u00e9s m\u00e1s alta al depositar una cantidad fija de dinero durante un per\u00edodo de tiempo espec\u00edfico, que generalmente oscila entre 3 meses y 5 a\u00f1os.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"7760\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">\u00bfEn qu\u00e9 se diferencia una cuenta de certificado de dep\u00f3sito de una cuenta de ahorros regular?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\">\n\t\t\t\t\t\t<p>A diferencia de una cuenta de ahorros convencional, un certificado de participaci\u00f3n suele ofrecer un tipo de inter\u00e9s m\u00e1s alto a cambio de inmovilizar el dinero durante un plazo fijo.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"7761\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">\u00bfCu\u00e1les son las ventajas de abrir una cuenta con certificado de dep\u00f3sito?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\">\n\t\t\t\t\t\t<p>Entre las principales ventajas de una cuenta de certificado de acciones se incluye un mayor inter\u00e9s. <a href=\"https:\/\/www.soundcu.com\/es\/rates\/personal\/certificates\/\">tasas<\/a>, seguridad para tus fondos y rentabilidad garantizada de tu inversi\u00f3n. Es una excelente opci\u00f3n si no necesitas acceso inmediato a tu dinero y deseas obtener una mayor rentabilidad de tus ahorros.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"7762\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">\u00bfCu\u00e1l es el dep\u00f3sito m\u00ednimo requerido para abrir una cuenta de certificado de acciones en Sound?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\">\n\t\t\t\t\t\t<p>El requisito de dep\u00f3sito m\u00ednimo variar\u00e1 seg\u00fan el certificado. Consulte nuestra\u00a0<a href=\"https:\/\/www.soundcu.com\/es\/rates\/personal\/checking-savings\/\">Tasas actuales<\/a>\u00a0Para obtener m\u00e1s informaci\u00f3n.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"7763\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<span class=\"text-md\">\u00bfQu\u00e9 sucede cuando vence mi cuenta de certificado?<\/span>\n\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\">\n\t\t\t\t\t\t<p>Cuando tu <a href=\"https:\/\/www.soundcu.com\/es\/personal\/certificates\/\">Certificado<\/a> Cuando tu cuenta vence, tienes varias opciones. Puedes renovarla por otro plazo, retirar los fondos o transferirlos a otra cuenta en Sound. Aseg\u00farate de revisar las opciones disponibles.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__single-path-cta co-flex_row__next_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewbox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Open a Certificate at Sound Credit Union Today!<\/h2><div class=\"co-intro_text--intro\"><p>It&#8217;s fast and easy. Start earning more in minutes.<\/p>\n<\/div>\t\t<\/header>\n\t<a data-trigger-id=\"18040\" class=\"modal-trigger co-sp_cta--button\" href=\"#\">Abra una cuenta de certificado<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18040\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">Abre una cuenta en Sound<\/h2><p>\u00bfEres nuevo en Sound o ya eres miembro?<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18039\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Soy nuevo<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18039\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido!<\/h2><p>La membres\u00eda comienza con una cuenta de ahorros. Tambi\u00e9n puedes solicitar cuentas corrientes, certificados de dep\u00f3sito y m\u00e1s, todo en aproximadamente 5 minutos.<\/p>\n<p>Necesitar\u00e1s tener listo lo siguiente:<\/p>\n<ol>\n<li>Documento de identidad con fotograf\u00eda v\u00e1lido<\/li>\n<li>N\u00famero de Seguro Social (SSN) o n\u00famero de identificaci\u00f3n fiscal de EE. UU.<\/li>\n<li>Direcci\u00f3n postal f\u00edsica<\/li>\n<\/ol>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Gracias por su inter\u00e9s en el sonido.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a data-trigger-id=\"18041\" class=\"modal-trigger co-overlay--cta_button\" href=\"#\">Ya eres miembro<\/a>\t<div class=\"co-overlay with-sidebar\" data-trigger-id=\"18041\">\n\t\t<div class=\"co-overlay--inner\">\n\t\t\t\t\t<div class=\"co-overlay--content text-component\">\n\t\t\t\t<div class=\"co-overlay--content_inner\">\n\t\t\t\t\t<h2 class=\"co-overlay--title\">\u00a1Bienvenido de nuevo!<\/h2><p>A continuaci\u00f3n, deber\u00e1 decidir si desea agregar cuentas a su membres\u00eda actual o abrir una nueva.<\/p>\n\t\t\t\t\t\t<div class=\"co-overlay--cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-overlay--cta__block\">\n\t\t\t\t\t\t\t\t\t<a class=\"co-overlay--cta_button\" href=\"https:\/\/account.soundcu.com\/\" rel=\"noopener\">Comience<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>Agradecemos su membres\u00eda.<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-overlay--sidebar text-component\">\n\t\t\t\t\t<h3>\u00a1Hola!<\/h3>\n<p>Estamos aqu\u00ed para ayudarte de la manera que te resulte m\u00e1s f\u00e1cil.<\/p>\n<p><span class=\"co-button\"><a href=\"https:\/\/www.soundcu.com\/es\/contact\/\" target=\"_blank\" rel=\"noopener\">Cont\u00e1ctarnos<\/a><\/span><\/p>\n<hr \/>\n<div class=\"small-text\">\n<p><span class=\"co-button\"><a href=\"https:\/\/account.soundcu.com\/apptracker#\/\" rel=\"noopener\">Reanudar una aplicaci\u00f3n guardada<\/a><\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<a class=\"co-sp_cta--link\" href=\"https:\/\/www.soundcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fwww.soundcu.com%2Fblog%2Fwhat-is-a-certificate-of-deposit%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fes%2F10-month-certificate-special%2F\">Learn about Certificates<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__related-products co-flex_row__next_row__back-to-top\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Sound offers an array of Certificate Accounts with various terms.<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Certificados<\/h3><div class=\"co-rel_prods--col_desc\">Los intereses se capitalizan mensualmente y las cuentas se pueden renovar f\u00e1cilmente una vez que vencen.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.soundcu.com\/es\/personal\/certificates\/\" target=\"_blank\" aria-label=\"Read more about Certificates\">View All Certificate Accounts<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back-to-top\">\t\n  <a class=\"co-back-to-top--link js-scroll_link\" href=\"#\" aria-label=\"\">\n\t\t<img\n\t\t\tclass=\"co-back-to-top--arrow\"\n\t\t\tsrc=\"https:\/\/www.soundcu.com\/wp-content\/themes\/soundcu-theme\/images\/back_top.svg\"\n\t\t\talt=\"Back to Top Button\"\n\t\t\twidth=\"18.07\"\n\t\t\theight=\"23.169\"\n\t\t\tloading=\"lazy\"\n\t\t>\n\t  Volver arriba  <\/a>\n<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>*APY = Annual Percentage Yield. Offers valid for existing or new Sound members. Membership with a savings account at Sound Credit Union is required to participate in the offer. Anyone who lives or works in WA can join. Promotional rates and terms advertised are available for a limited time and subject to change without notice. Early withdrawal penalties apply and may reduce earnings.<\/p>\n<p><span class=\"ui-provider bmp bmq bmr bms bmt bmu bmv bmw bmx bmy bmz bna bnb bnc bnd bne bnf bng bnh bni bnj bnk bnl bnm bnn bno bnp bnq bnr bns bnt bnu bnv bnw bnx\" dir=\"ltr\"><strong>10 Month Certificate: <\/strong>Minimum balance is $500. At maturity, certificate will roll into a new 12-month certificate. Unlimited add-on deposit feature not available.<\/span><\/p>\n<p><span class=\"ui-provider bmp bmq bmr bms bmt bmu bmv bmw bmx bmy bmz bna bnb bnc bnd bne bnf bng bnh bni bnj bnk bnl bnm bnn bno bnp bnq bnr bns bnt bnu bnv bnw bnx\" dir=\"ltr\"><span class=\"ui-provider bsv bsw bsx bsy bsz bta btb btc btd bte btf btg bth bti btj btk btl btm btn bto btp btq btr bts btt btu btv btw btx bty btz bua bub buc bud\" dir=\"ltr\">Federally Insured by NCUA.<br \/>\n<\/span><\/span><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Grow your savings with 3.80% APY 10-month Certificate Special, available for a limited time. <a href=\"https:\/\/www.soundcu.com\/es\/10-month-certificate-special\/\">Contin\u00faa leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":10,"featured_media":19220,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tpl-leadCapture.php","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-15235","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/15235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/comments?post=15235"}],"version-history":[{"count":29,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/15235\/revisions"}],"predecessor-version":[{"id":19306,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/15235\/revisions\/19306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/media\/19220"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/media?parent=15235"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/county?post=15235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}