{"id":8222,"date":"2024-01-25T16:16:42","date_gmt":"2024-01-26T00:16:42","guid":{"rendered":"https:\/\/www.soundcu.com\/?page_id=8222"},"modified":"2025-11-20T08:31:34","modified_gmt":"2025-11-20T16:31:34","slug":"auto-refi","status":"publish","type":"page","link":"https:\/\/www.soundcu.com\/es\/auto-refi\/","title":{"rendered":"Auto Refi"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__lead-capture-hero co-flex_row__next_row__long-form-text\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-lead_capture_hero  co-lead_capture_hero__has_image benefits\" aria-label=\"Encabezado: Refinancia tu pr\u00e9stamo de autom\u00f3vil.\">\n\t\t<div class=\"co-lead_capture_hero--inner\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t<div class=\"co-lead_capture_hero--text pcol-lg:6 pcol-xl:6\">\n\t\t\t\t\t<h1 class=\"co-lead_capture_hero--title\" >Refinancia tu pr\u00e9stamo de auto.<\/h1>\t\t\t\t\t<p class=\"co-lead_capture_hero--tagline\">Obt\u00e9n un reembolso de 2%.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-lead_capture_hero--img_wrap pcol-lg:6 pcol-xl:6\">\n\t\t\t\t\t\t<svg class=\"co-branch_location_hero--svg-gradient\" width=\"159.2\" height=\"609\" viewbox=\"0 0 159.2 609\">\n  <defs>\n   <clippath id=\"clip-path-hero-gradient\">\n    <path d=\"M0,0H159.2V609H0Z\" fill=\"none\"\/>\n   <\/clippath>\n   <lineargradient id=\"linear-gradient-hero\" x1=\"1\" y1=\"1\" x2=\"1.147\" gradientunits=\"objectBoundingBox\">\n    <stop offset=\"0\" stop-color=\"#0d2c6c\"\/>\n    <stop offset=\"1\" stop-color=\"#67ccf2\"\/>\n   <\/lineargradient>\n  <\/defs>\n  <g transform=\"translate(487 -10)\">\n   <g transform=\"translate(-487 10)\" clip-path=\"url(#clip-path-hero-gradient)\">\n    <path d=\"M148.955,0H96.92c-232.639,458.1,26.61,607.908,26.61,607.908h25.425s-249.534-124.9,0-607.908\" transform=\"translate(0)\" fill=\"url(#linear-gradient-hero)\"\/>\n     <path d=\"M747.31,0Z\" transform=\"translate(246.995)\" fill=\"#040504\"\/>\n   <\/g>\n  <\/g>\n<\/svg>\n<div class=\"co-lead_capture_hero--mask\"><svg width=\"997.021\" height=\"609\" viewbox=\"0 0 997.021 609\"><defs><clippath id=\"svgPathHero\"><path d=\"M144.231,0c-260.172,483.012,0,607.908,0,607.908L1025.62,609V0Z\" transform=\"translate(-28.599)\"\/><\/clippath><\/defs><image id=\"image_6a168f3f2a2a1\" xlink:href=\"https:\/\/www.soundcu.com\/files\/iStock-1410978545_944x612-941x610.jpg\" src=\"https:\/\/www.soundcu.com\/files\/iStock-1410978545_944x612-941x610.jpg\" clip-path=\"url(#svgPathHero)\"  alt=\"A women standing happily outside of her car.\" \/><\/svg><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<svg class=\"co-blog_hero--svg-line\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"1435.942\" height=\"195.217\" viewbox=\"0 0 1435.942 195.217\">\n  <defs>\n    <clippath id=\"blog_hero-clip_path\">\n      <path d=\"M0,387.736C211.1,511.3,411.942,533.1,605.539,522.95c108.631-5.7,214.966-26.324,319.519-54.981C417.606,553.271,174.676,425.584,0,336.3Z\"\/>\n    <\/clippath>\n    <lineargradient id=\"blog_hero-linear_gradient\" x1=\"0.845\" y1=\"0.629\" x2=\"0.08\" y2=\"0.361\" gradientunits=\"objectBoundingBox\">\n      <stop offset=\"0\" stop-color=\"#0d2c6c\"\/>\n      <stop offset=\"1\" stop-color=\"#67ccf2\"\/>\n    <\/lineargradient>\n  <\/defs>\n  <g transform=\"translate(-2643 -1494)\">\n    <path d=\"M605.539,522.95C411.942,533.1,211.1,511.3,0,387.737V529.83H1435.942V334.613C1240.4,400.9,1071.692,443.32,925.057,467.969c-104.552,28.656-210.888,49.283-319.518,54.981\" transform=\"translate(2643 1159.387)\" fill=\"#f2fafc\"\/>\n    <g transform=\"translate(2643 1159.387)\" clip-path=\"url(#blog_hero-clip_path)\">\n      <path d=\"M901.455,259.213-64.733,341.84,23.6,630.362l966.188-82.627Z\" fill=\"url(#blog_hero-linear_gradient)\"\/>\n    <\/g>\n  <\/g>\n<\/svg>\n\t<\/header>\n\t<div class=\"co-benefits-hero benefits\">\n\t\t<div class=\"co-row\">\n\t\t\t<div class=\"prow\">\n\t\t\t\t<div class=\"pcol-lg:7 co-benefits-hero--col__info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description_head\">\u00a1Consigue una excelente tasa de inter\u00e9s y reembolso en efectivo!<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--description_text\"><ul>\n<li>Refinanciar un cami\u00f3n $30,000 = obtener\u00a0<strong>$600<\/strong>\u00a0\u00a1Reembolso en efectivo!<\/li>\n<li>Refinanciar un SUV $25,000 = obtener\u00a0<strong>$500<\/strong>\u00a0\u00a1Reembolso en efectivo!<\/li>\n<li>Refinanciar un $100,000 EV = obtener\u00a0<strong>$2,000<\/strong>\u00a0\u00a1Reembolso en efectivo!<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"pcol-lg:5 co-benefits-hero--col__form\">\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--button_wrap\">\n\t\t\t\t\t\t<a class=\"co-benefits-hero--button\" href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=soundcu082521&#038;_gl=1*hycngi*_ga*NTM5MTE0ODA2LjE2OTYwMTk4NjQ.*_ga_FR6440DWJ8*MTcwNjIyNjc4NC4yNTkuMC4xNzA2MjI3MDg4LjYwLjAuMA..&#038;_ga=2.123194315.1906913564.1705944138-539114806.1696019864\" rel=\"noopener\">COMIENCE<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-benefits-hero--promo\">\n\t\t\t\t\t\t\t<h2 style=\"text-align: left;\">Tu presupuesto para el viaje por carretera acaba de aumentar.<\/h2>\n<p style=\"text-align: left;\">Traiga su pr\u00e9stamo de autom\u00f3vil a Sound de otra entidad financiera y le devolveremos el 21% del monto del pr\u00e9stamo en efectivo.<\/p>\n<p style=\"text-align: left;\">Utilice el dinero para pagar facturas, hacer mejoras en su hogar o cubrir un gasto inesperado.<\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__long-form-text co-flex_row__next_row__single-path-cta\" id=\"calc\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfTienes curiosidad por saber para qu\u00e9 programas podr\u00edas calificar?<\/h2><div class=\"co-intro_text--intro\"><p>Pruebe nuestro <a href=\"https:\/\/news.soundcu.com\/e3t\/Ctc\/ZU+113\/d10BHJ04\/VWLMjt9dbx_vW8xV8_C82Xg0TW3fCDQw58KVK9N2NZZ2T3lYMRW5BW0B06lZ3prW886-F07YkB8mVPB7GP58SDQWW1WgJpk3Nb0HzW8CjN2j7M5RplW2dNLlT7tjrDZW6sF_d35S-L2pW60_ycm2b1qRBW5TsXK38-pYF0W9h9Ptc4h1lgsW5rvpVs2KhxfHW7YMjkC7jLx8pW2plGc42jJK6-N7jM4Dkr6GPdW17hVDX7V7ZFnW8CJBMn5GTBDGVQdG-99fpr1bW1P6KM51tr1NPW32l_Fd31jm8Xf35Z5wF04\" rel=\"noopener\">Precalificaci\u00f3n instant\u00e1nea<\/a> opci\u00f3n.<br \/>\n\u00a1Lo sabr\u00e1s en cuesti\u00f3n de minutos sin que afecte a tu historial crediticio!<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content\"><div class=\"chimney_calc\" style=\"text-align: center;\" data-guid=\"90ea88db-b4db-4923-9683-4ce0aa257593\"><\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__single-path-cta co-flex_row__next_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<svg class=\"co-sp_cta__svg\" width=\"488.512\" height=\"338.101\" viewbox=\"0 0 488.512 338.101\">\n\t\t\t<path class=\"co-sp_cta__svg--path_big\" d=\"M488.512,163.324C337.738,308.387,172.875,346.284,6.386,332.445c-12.895-1.072-2.726.507,0-169.121C7.666,83.681-1.682,4.826,3.448,4.309,177.337-13.221,346.255,19.454,488.512,163.324Z\"\/>\n\t\t\t<path class=\"co-sp_cta__svg--path_small\" d=\"M408.431,63.648c-126.358,121.572-278.108,50-408.431,0C129.644,19.327,291.966-54.138,408.431,63.648Z\" transform=\"translate(0 207.52)\" fill=\"#efc025\"\/>\n\t<\/svg>\n\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfListo para traer tu pr\u00e9stamo para autom\u00f3vil a Sound?<\/h2><div class=\"co-intro_text--intro\"><p>Solicita tu plaza online para empezar hoy mismo.<\/p>\n<\/div>\t\t<\/header>\n\t<a class=\"co-sp_cta--button gtm-button\" href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=soundcu082521&#038;_gl=1*1czsois*_ga*NTM5MTE0ODA2LjE2OTYwMTk4NjQ.*_ga_FR6440DWJ8*MTcwNjIyNjc4NC4yNTkuMS4xNzA2MjI3NjM5LjYwLjAuMA..&#038;_ga=2.219605721.1906913564.1705944138-539114806.1696019864\" rel=\"noopener\">SOLICITA AHORA<\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.soundcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fwww.soundcu.com%2Fpersonal%2Fauto-loans%2Fcar-buying%2F&#038;prev=https%3A%2F%2Fwww.soundcu.com%2Fes%2Fauto-refi%2F\">Compara pr\u00e9stamos para autom\u00f3viles<\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<div class=\"co-disclosures--content\">\n\t\t\t<div class=\"small-text\">\n<p>Todos los pr\u00e9stamos est\u00e1n sujetos a las pol\u00edticas de pr\u00e9stamos y las pautas de pr\u00e9stamo a valor de Sound Credit Union. Su tasa y plazo se determinar\u00e1n seg\u00fan su solvencia crediticia individual, incluyendo ingresos, relaci\u00f3n deuda-ingresos, empleo e historial crediticio. Es posible que se requiera verificaci\u00f3n de ingresos. Debe tener 18 a\u00f1os de edad para calificar para un pr\u00e9stamo. Las promociones de pr\u00e9stamos no se pueden combinar con ninguna otra oferta. Si elige devolver el veh\u00edculo al final del plazo en lugar del pago final global, pueden aplicarse cargos adicionales. El programa Auto Advantage es v\u00e1lido para autos, camionetas y SUV de hasta cinco a\u00f1os de antig\u00fcedad. Las motocicletas, veh\u00edculos recreativos, botes, pr\u00e9stamos para juguetes, autos el\u00e9ctricos y pr\u00e9stamos comerciales est\u00e1n excluidos de esta oferta. Se requiere ser miembro de Sound Credit Union para participar en este programa. La tasa y la oferta est\u00e1n sujetas a cambios. Ejemplo de pago: 7.49% APR requerir\u00eda 72 pagos mensuales de $459 para un pr\u00e9stamo de $25,000.<\/p>\n<p><strong>Oferta de reembolso de 2%: <\/strong>Si participa en esta oferta, 1) podr\u00eda recibir el formulario 1099 MISC al final del a\u00f1o; 2) el reembolso en efectivo del formulario 2% se perder\u00e1 y se sumar\u00e1 al monto a pagar si el pr\u00e9stamo se cancela dentro de los 24 meses posteriores a su apertura. Esta oferta no es v\u00e1lida para refinanciar un pr\u00e9stamo existente de Sound Credit Union. La oferta de reembolso en efectivo es v\u00e1lida hasta el 31 de diciembre de 2025.<\/p>\n<p><strong>Precalificaci\u00f3n instant\u00e1nea:<\/strong> Este programa utiliza una consulta de cr\u00e9dito superficial para determinar su oferta y no afectar\u00e1 su puntaje crediticio. Si acepta la oferta presentada, se consultar\u00e1 su historial crediticio completo en ese momento. Solicitar esta oferta no garantiza la obtenci\u00f3n del pr\u00e9stamo. <a href=\"https:\/\/pages.soundcu.com\/instant-prequal\" target=\"_blank\" rel=\"noopener\"><b>Detalles completos \u00bb<\/b><\/a><\/p>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tpl-leadCapture.php","meta":{"_acf_changed":false,"content-type":"","_searchwp_excluded":"","footnotes":""},"county":[],"class_list":["post-8222","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/8222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/comments?post=8222"}],"version-history":[{"count":8,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/8222\/revisions"}],"predecessor-version":[{"id":17676,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/pages\/8222\/revisions\/17676"}],"wp:attachment":[{"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/media?parent=8222"}],"wp:term":[{"taxonomy":"county","embeddable":true,"href":"https:\/\/www.soundcu.com\/es\/wp-json\/wp\/v2\/county?post=8222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}