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Rewards Cardholders: Transfer Your Balance to Sound.

Get 2 Rewards Points for Every $1 Transferred.

Rewards Cardholders: Transfer Your Balance to Sound.

Get 2 Rewards Points for Every $1 Transferred.

That’s a Good Point. Make that TWO Good Points.

From September 1 through December 31, 2023, Sound Rewards cardholders will earn 2 points for every $1 transferred.

Download, complete and return this balance transfer form.

We'll see your points and double them.

Save on interest when you transfer higher rate balances and double your Rewards.

On the fence? Try our Credit Card Balance Calculator » to see how much you could save. When you’re ready to start saving on interest, download our balance transfer form and deliver it to your local Sound Credit Union branch.


Balance Transfer example

Need inspiration on how to use those extra points? Redeem them for:

Gift Cards

Go on a shopping spree by redeeming your points on available gift cards to popular merchants.


Is your favorite artist coming to town? Use your points to redeem tickets to upcoming concerts.


Redeem your points to book your next getaway.

Transferring Balances: Sound Credit Union does not charge a balance transfer fee. Promotional balance transfers cannot be used to pay off another Sound Credit Union loan or line of credit. Please allow 2–3 weeks to process your balance transfer. Continue to make your payment on these accounts until the payment for the transferred amount appears on your other issuer’s statement. Sound Credit Union is not responsible for late payments on your other issuer’s account. We are not able to close your other accounts even if you transfer the entire balance. If you want to close the account, you will need to contact the issuer directly. Balances can be transferred up to your established limit.

Right to Decline: Under certain circumstances (for example, if your account is past due or over limit, or if we reasonably believe you will be unable or unwilling to repay the balance, or as described in your Credit Card Agreement), we may decline to process your transaction.

Credit Card Agreement: For further details about terms or conditions on your account, please refer to your Credit Card Agreement.

Rewards Cardholders: Sound Rewards points will be awarded on transactions from this promotion.