This calculator is being provided by Sound Credit Union in association with Chimney. The information is being provided for educational purposes only. The outcome of the calculations is based on the assumptions you provide in the calculator and assumes that no additional charges will be made during the period displayed. Your card agreement may require a minimum payment higher than the number shown in the calculator and the numbers assume that all payments, including all fees, are made on time. Finance charges will vary according to your credit card Terms and Conditions.