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Lease Buyout Auto Loans

Person considering a car to lease at the dealership

Lease Buyout Auto Loans

Get 0.50% Rate Discount

Love your car, but not your lease? It may be time to apply for a lease buyout loan. This gives you the freedom to buy your currently leased car at the end, or near the end, of your lease.

When you finance your lease buyout with us we’ll give you:

  • 0.50% APR discount
  • 2% of the loan amount back in cash
  • Get an extra 0.25% APR discount when you set up auto pay from a qualifying Sound checking account

Now that’s a deal!

Apply today in the way that’s most convenient for you.

Apply Now »


All loans are subject to Sound lending policies and loan-to-value guidelines. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Verification of employment may be required. Must be 18 years of age to qualify for a loan. Business loans are excluded from this offer. Rate floor is 2.00% APR. Review your lease contract for possible restrictions.

0.50% rate discount: This offer is valid through December 31, 2022. Discount will be taken off our non-promotional rates. Offer not valid on Indirect loans.

2% Cash Back: If you participate in this offer, 1) you may receive 1099 MISC form at year end; 2) the 2% cash back award will be forfeited and added back to the payoff amount if the loan is closed within 24 months.

0.25% APR discount: This discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be prime or joint on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.

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