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Perks & Promotions IconPerks & Promotions

Go Exploring! 1% APR Discount on Toy Loans.
New, Used or Refi.

Happy couple enjoying a snack in their RV taking a selfie

Let the fun begin.

Are you ready to hit the open road (or water) this summer? When you finance your toy loan with us you’ll get a 1% APR discount on any new, used or refinanced toy loan.

You can also save an extra 0.25% off your rate with auto pay and if you’re refinancing your loan from another lender, you’re eligible to receive 2% of the loan amount back in cash! Now’s a good time to save and start exploring the outdoors.

Our toy loans include:

  • Motorhomes
  • Travel Trailers
  • Campers
  • Fifth Wheels
  • Boats
  • Watercraft
  • Snowcraft
  • Motorcycles
  • Off Road Vehicles
  • ATV
  • UTV

With affordable terms and discounted rates, you’ll be on the road in no time.

Apply now »


All loans are subject to Sound Credit Union lending policies and loan-to-value guidelines. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Loan promotions cannot be combined with any other offer. Rate and offer are subject to change.

1% rate discount: This offer is valid through August 31, 2022 and excludes auto, truck, van, SUV, and business loans. The discount is taken off our non-promotional rates.

0.25% APR discount: This discount is available on select consumer loans with auto pay from a qualifying Sound checking account. The prime borrower must be prime or joint on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.

2% cash back offer: If you participate in this offer, 1) you may receive Form 1099 MISC at year end; 2) the 2% cash back award will be forfeited and added back to the payoff amount if the loan is closed within 24 months of opening.

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