Quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses.
Fast Approvals and Funding
It takes minutes to apply and funds can be made available that same day.
There are no fees or pre-payment penalties.
Secure Online Document Signing
Can’t make it into a branch? No worries. Securely sign and submit your loan documents electronically.
Compare Personal Loans
Get the money you need at a guaranteed, fixed rate.
Fixed terms from 0-72 months
Personal Line of Credit
Always have access to extra money when you need it.
Open-ended loan, no fixed terms
Up to $20,000
Share or Certificate Secured Loan
Secure your personal loan using funds from a deposit account
Fixed term up to 60 months*
Up to your available account balance
Open your personal loan in a few simple steps.
1. Apply online or over the phone
Choose the loan that fits your needs and start your application.
2. Sign electronically or in person
Securely sign your documents online or in a branch.
3. Get your funds
We can either deposit funds to your account or send you a check. You decide.
Discounts for Green Purchases
Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.
Curious if Sound can save you money?
If you have a personal loan at a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!
Manage Funds with Online and Mobile Banking
Skip a Loan Payment
Pause your loan payment without affecting your credit score. Skip-a-Pay allows you to defer up to two loan payments per year.
Learn about Skip-a-Pay »