Personal Line of Credit
Whether it’s for a need or a want, sometimes you need extra money. We’ll help you get it.
Personal Line of Credit
Whether it’s for a need or a want, sometimes you need extra money. We’ll help you get it.
Quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses.
Fast Approvals and Funding
It takes minutes to apply and funds can be made available that same day.
No Fees
There are no fees or pre-payment penalties.
Secure Online Document Signing
Can’t make it into a branch? No worries. Securely sign and submit your loan documents electronically.
Compare Personal Loans
Rate Type
Rate Type
Terms
Terms
Borrowing Limits
Borrowing Limits
Personal Loan
Get the money you need at a guaranteed, fixed rate.
Rate Type
Fixed
Terms
Fixed terms from 0-72 months
Borrowing Limits
$500- $25,000
Personal Line of Credit
Always have access to extra money when you need it.
Rate Type
Variable
Terms
Open-ended loan, no fixed terms
Borrowing Limits
Up to $20,000
Share or Certificate Secured Loan
Secure your personal loan using funds from a deposit account
Rate Type
Fixed
Terms
Fixed term up to 60 months1
Borrowing Limits
Up to your available account balance
60-Day Loan Payment Deferral Option on Personal Loans
Term | APR Range* |
|---|---|
Term 0 - 12 months | APR Range* 7.50% - 14.90% |
Term 13 - 24 months | APR Range* 7.90% - 15.40% |
Term 25 - 36 months | APR Range* 8.40% - 15.90% |
Term 37 - 48 months | APR Range* 9.00% - 16.40% |
Term 49 - 60 months | APR Range* 9.50% - 16.90% |
Term 61 - 72 months | APR Range* 10.40% - 17.90% |
Minimum period for repayment: 0 Months
Maximum period for repayment: 72 Months
Maximum APR: 16.15%
Open your personal loan in a few simple steps.
1. Apply online or over the phone
Choose the loan that fits your needs and start your application.
2. Sign electronically or in person
Securely sign your documents online or in a branch.
3. Get your funds
We can either deposit funds to your account or send you a check. You decide.
Discounts for Green Purchases
Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.
Curious if Sound can save you money?
If you have a personal loan at a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!
Manage Funds with Online and Mobile Banking
Transfer funds from your personal loan to other accounts or make payments to your loan using online banking or our mobile app.
Download our free 4.7 star-rated mobile app today!
