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Personal Line of Credit

Personal Line of Credit

Whether it’s for a need or a want, sometimes you need extra money. We’ll help you get it.

Personal Line of Credit

Whether it’s for a need or a want, sometimes you need extra money. We’ll help you get it.

Quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses.

Fast Approvals and Funding

It takes minutes to apply and funds can be made available that same day.

No Fees

There are no fees or pre-payment penalties.

Secure Online Document Signing

Can’t make it into a branch? No worries. Securely sign and submit your loan documents electronically.

Compare Personal Loans

  • Rate Type

    Rate Type

  • Terms


  • Borrowing Limits

    Borrowing Limits

Personal Loan

  • Get the money you need at a guaranteed, fixed rate.

  • Rate Type


  • Terms

    Fixed terms from 0-72 months

  • Borrowing Limits

    $500- $25,000

Personal Line of Credit

  • Always have access to extra money when you need it.

  • Rate Type


  • Terms

    Open-ended loan, no fixed terms

  • Borrowing Limits

    Up to $20,000

Share or Certificate Secured Loan

  • Secure your personal loan using funds from a deposit account

  • Rate Type


  • Terms

    Fixed term up to 60 months1

  • Borrowing Limits

    Up to your available account balance

Personal Loan

Minimum period for repayment: 0 Months
Maximum period for repayment: 72 Months
Maximum APR: 16.15%

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Open your personal loan in a few simple steps.

1. Apply online or over the phone

Choose the loan that fits your needs and start your application.

2. Sign electronically or in person

Securely sign your documents online or in a branch.

3. Get your funds

We can either deposit funds to your account or send you a check. You decide.

Discounts for Green Purchases

Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.

See what home improvements qualify »

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Curious if Sound can save you money?

If you have a personal loan at a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!

Personal Loan Comparison Tool >>

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Manage Funds with Online and Mobile Banking

Transfer funds from your personal loan to other accounts or make payments to your loan using online banking or our mobile app.

Check out our online banking features »

Download our free 4.7 star-rated mobile app today!

Download on the App Store Get it on Google Play

Get approved for a your personal loan today.

Stop by one of our branches

Find a Branch

Start your online application

Apply Online