Text Banking

Up-to-the-minute information at your fingertips

With Text Banking, you can make transfers, check account balances, view loan information and more right from your cell phone. It’s fast, convenient, and free* to Sound members.

With Text Banking you can:

  • Get real-time balances on your accounts
  • Transfer money between your accounts
  • Get a list of your last transactions

Want to use Text Banking?

Activate from your mobile phone

  1. Visit soundcu.com on your mobile device. You’ll be automatically redirected to Mobile Banking.
  2. Log in to your Mobile Banking account using your Online Banking ID and Password.
  3. Select “Text Banking” from the menu and follow the prompts.

Activate from your PC

You will need to have your mobile phone handy to complete the registration process.

  1. Visit m.soundcu.com.
  2. Log in to your Mobile Banking account using your Online Banking ID and Password.
  3. Select “Text Banking” from the menu and follow the prompts.

Text Banking Keywords

Once set up, send any of these keywords to 86020:

B – current account and loan balances
H – history of last 5 transactions
H acct – history of last 5 transactions on your requested account (i.e. H S10 or H L41)
X – transfer funds from a designated account to a designated account (i.e. X S10 L41 50.00)
MENU – list of keywords
STOP – deactivate service

Don’t have Online Banking?

Learn more about this free service and sign up today!

Learn More

Frequently Asked Questions


*Standard text message rates from your carrier may apply.

Routing #: 325183220

Equal HousingNCUA