New & Used Auto Loans

Refinance your auto loan and get 2% cash back!
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Need a new ride or just looking to refinance? Sound offers competitive rates and quick access to funding so you can get out on the road in your new vehicle.

New and used auto loans from Sound offer you:

  • Competitive, fixed rates
  • Up to 100% financing on your vehicle
  • Flexible repayment terms
  • Same-day credit decisions

Looking for the perfect vehicle?

Shop vehicles online or find a local CUDL dealer and get Sound financing right at the dealership.
Purchase your next used vehicle through Enterprise Car Sales.

Today's Rates
New AutosModel years 2015 or newer
TermAPR Range*
80% loan to value (LTV) or less
APR Range*
81% loan to value (LTV) or more
0 - 36 months2.14% - 12.69%2.39% - 12.94%
37 - 48 months2.64% - 13.19%2.89% - 13.44%
49 - 60 months2.94% - 13.49%3.19% - 13.74%
61 - 72 months3.19% - 13.74%3.44% - 13.99%
73 - 84 months3.44% - 13.99%3.69% - 14.24%
85 - 96 months4.79% - 6.59%5.04% - 6.84%
Used AutosModel years 2007-2014; add 2% for prior model years
TermAPR Range*
80% loan to value (LTV) or less
APR Range*
81% loan to value (LTV) or more
0 - 36 months2.14% - 12.69%2.39% - 12.94%
37 - 48 months2.64% - 13.19%2.89% - 13.44%
49 - 60 months2.94% - 13.49%3.19% - 13.74%
61 - 72 months3.19% - 13.74%3.44% - 13.99%
73 - 84 months3.44% - 13.99%3.69% - 14.24%
85 - 96 months**4.79% - 6.59%5.04% - 6.84%
**Model years 2012-2014; 2007-2014 for diesel
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of February 1, 2017

*APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change. Model year must be within the last 11 years to qualify for rates listed above. Older vehicles may qualify at a different rate and term.

Routing #: 325183220

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