Express Mortgages

With an Express Mortgage from Sound, you’ll be on the fast track to paying off your home.

This loan is perfect for:

Homeowners who are looking to pay down debt or live mortgage-free.

Why choose an Express Mortgage loan?

  • No closing costs except appraisal if needed
  • Terms of 5, 7, 10, 12, or 15 years
  • Low loan rates
  • No application fee
  • Finance up to 75% of your home’s value max. loan amount: $249,999
Today's Rates Term APR Range *
75% loan to value (LTV)Maximum 5 years3.39% - 3.89%
75% loan to value (LTV)Maximum 7 years3.64% - 4.14%
75% loan to value (LTV)Maximum 10 years3.89% - 4.39%
75% loan to value (LTV)Maximum 12 years4.14% - 4.64%
75% loan to value (LTV)Maximum 15 years4.39% - 4.45%
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of May 1, 2017

APR is Annual Percentage Rate. No closing costs except appraisal if needed. Estimated appraisal cost is $500. All loans are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. Homeowners insurance is required. A $345 early closure fee is applied if the loan is closed within the first 24 months. Borrow up to 75% of appraised value. Loan payment based on term. Maximum loan amount of $249,999. Financing only available on owner-occupied homes in Washington State. Member pays taxes and insurance. Must be a Sound Credit Union member to participate. Anyone who lives or works in Washington State can join. Membership at Sound Credit Union requires a savings account with a minimum balance of $25. Rate and offer subject to change at any time.    

Routing #: 325183220

Equal HousingNCUA