With an Express Mortgage from Sound, you’ll be on the fast track to paying off your home.
This loan is perfect for:
Homeowners who are looking to pay down debt or live mortgage-free.
Why choose an Express Mortgage loan?
- No closing costs except appraisal if needed
- Terms of 5, 7, 10, 12, or 15 years
- Low loan rates
- No application fee
- Finance up to 75% of your home’s value max. loan amount: $249,999
|Today's Rates||Term||APR Range *|
|75% loan to value (LTV)||Maximum 5 years||3.24% - 3.74%|
|75% loan to value (LTV)||Maximum 7 years||3.49% - 3.99%|
|75% loan to value (LTV)||Maximum 10 years||3.74% - 4.24%|
|75% loan to value (LTV)||Maximum 12 years||3.99% - 4.49%|
|75% loan to value (LTV)||Maximum 15 years||4.24% - 4.30%|
APR is Annual Percentage Rate. No closing costs except appraisal if needed. Estimated appraisal cost is $500. All loans are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. Homeowners insurance is required. A $345 early closure fee is applied if the loan is closed within the first 24 months. Borrow up to 75% of appraised value. Loan payment based on term. Maximum loan amount of $249,999. Financing only available on owner-occupied homes in Washington State. Member pays taxes and insurance. Must be a Sound Credit Union member to participate. Anyone who lives or works in Washington State can join. Membership at Sound Credit Union requires a savings account with a minimum balance of $25. Rate and offer subject to change at any time.