|Get $500 off closing costs when you finance, or refinance,
your home with Sound! learn more>
|Get an average of $1,545 cash back when you buy or sell your home! learn more>|
There’s never been a better time to buy, or refinance, a home. Whether purchasing your first home or looking for a vacation or income property, with Sound’s various mortgage options and competitive rates, we’ll find the perfect loan for you.
Fixed Rate Mortgages
A traditional loan which maintains its original interest rate throughout the life of your loan. Choose from a 15- or 30-year term.
Adjustable Rate Mortgages (ARM)
After a fixed interest period, ARM rates may vary. Generally initial interest rates on ARMs are lower than a standard fixed-rate loan.
FHA, VA, and USDA Loans
FHA, VA, and USDA loans are great for first-time homebuyers or borrowers with limited cash, minor credit problems, or low-to-moderate incomes. These loans have low down-payment requirements, lower interest rates, and may also fund home improvements.
Why finance your home with Sound?
- No application fee
- Lower interest rates
- Lower origination fees
- Reduced processing time
|Today's Rates||Rate||APR *||Points|
|30-Year Fixed Rate||4%||4.212%||.875|
|15-Year Fixed Rate||3.25%||3.599%||.75|
|Adjustable Rate||Contact us for current rates|
|FHA||Contact us for current rates|
|VA||Contact us for current rates|
|Guaranteed Rural Housing (USDA)||Contact us for current rates|
|Keep an eye on rates via email and sign up for Rate Watch|