Green Home Equity &
Personal Loans

Renovate. Save some Green.
Get a .25% rate discount on energy-saving home improvement loans.

 

Making a few energy efficient home renovations can make a big difference to the environment and can also save you money on energy bills. If you’re ready to do some updating, choose either a fixed home equity or personal loan and get a discounted rate.

Large project?
Home Equity Loan

  • .25% rate discount for qualifying home improvements
  • Up to 100% of purchase price including tax and installation costs
  • Fixed rate and fixed term
  • No upfront fees
  • Minimum loan amount is $5,000

Small project?
Personal Loan

  • .25% rate discount for qualifying home improvements
  • Up to 100% of purchase price including tax and installation costs
  • Fixed rate and fixed term
  • Borrow as little as $500

For either loan, qualifying home improvements include:

  • Heating and cooling systems
  • Windows
  • Water heating systems
  • Appliances
  • Insulation, air and duct sealing
  • Solar and wind energy
  • Skylights and suntubes
  • Xeriscaping – landscapes that need little watering
  • Gas conversions
  • Other environmentally-friendly projects will be considered on case by case basis

Today's Rates Term APR Range *
Green Fixed Home Equity Loans
Up to 70% LTVMaximum 5 Years2.94% - 5.94%
Up to 70% LTVMaximum 10 Years3.69% - 6.67%
Up to 70% LTVMaximum 15 Years4.44% - 6.19%
Up to 80% LTVMaximum 5 Years3.94% - 5.69%
Up to 80% LTVMaximum 10 Years4.69% - 6.44%
Up to 80% LTVMaximum 15 Years5.44% - 6.19%
Up to 90% LTVMaximum 5 Years5.69%
Up to 90% LTVMaximum 10 Years6.44%
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of January 3, 2017

Today's Rates
Green Personal Loan
TermAPR Range*
0 - 12 months5.90% - 12.90%
13 - 24 months6.40% - 13.40%
25 - 36 months6.90% - 13.90%
37 - 48 months7.40% - 14.40%
49 - 60 months7.90% - 14.90%
61 - 72 months8.80% - 15.80%
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of January 3, 2017


Contact Credit Union for complete details. Documentation (purchase order or receipt) of “green” purchase is required. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in Washington State can join. Membership at Sound requires a savings account with a minimum balance of $25.

Fixed Home Equity: Property must be located in Washington State. Homeowner’s insurance is required. A $345 early closure fee is applied if the loan is closed within the first 24 months. Maximum loan amount is determined by the amount of equity in your home. Borrow up to 100% of appraised value, $5,000 minimum.

Routing #: 325183220

Equal HousingNCUA