Share & Certificate Secured Loans

Share and Certificate Secured loans allow you to use your savings or certificate account as collateral for a loan.

Why choose a Share or Certificate Secured loan from Sound?

  • Low, fixed rates and terms
  • Borrow as little as $500
  • Receive funds as quickly as the same day you apply
  • Continue to earn dividends on your collateral account
Today's Rates
Share Secured
TermAPR Range*
0 - 60 monthsShare rate + 3.00%
Certificate Secured
TermAPR Range*
Certificate maturity dateCertificate rate + 3.00%
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of January 3, 2017

*APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change.

Routing #: 325183220

Equal HousingNCUA