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Money Markets

Earn more

Money Market Accounts are perfect for:

Members who want to earn an attractive dividend while maintaining 24-hour access to their money.

With a Money Market Account, you get:

  • Competitive, tiered dividend rates. Earn more as you save more.
  • 24-hour access to your funds. Makes an ideal emergency account.
  • Flexibility—make deposits as needed and up to 6 withdrawals per month.¹
  • No monthly fee when minimum balance is met.
  • Free access to Online Banking
  • Free eStatements
  • Free eAlerts to help you monitor your account

Money Market Account Options

Money Market
Earn dividends with as little as $2,500. Can be started with a minimum opening deposit of $50.

Money Market Plus
Earn a higher yield on our deposit of $25,000 or more.

High-Yield Money Market
Earn a high-yield dividend rate on account balances of $50,000 or more.

Today's Rates Dividend Rate APY * Minimum Balance to Open Minimum Balance To Earn APY *
Money Market
$2,500-$4,9990.050%0.05%$50$2,500
$5,000-$24,9990.100%0.10%$50$5,000
$25,000 - Above0.100%0.10%$50$25,000
Money Market Plus
$2,500-$24,9990.050%0.05%$50$2,500
$25,000-$49,9990.100%0.10%$50$25,000
$50,000+0.200%0.20%$50$50,000
Minimum balance to avoid a fee: $25,000, otherwise $10 per month
High-Yield Money Market
$2,500-$49,9990.050%0.05%$50$2,500
$50,000-$99,9990.200%0.20%$50$50,000
$100,000-$199,9990.250%0.25%$50$100,000
$200,000-$299,9990.300%0.30%$50$200,000
$300,000-$499,9990.349%0.35%$50$300,000
$500,000 - Above0.399%0.40%$50$500,000
Minimum balance to avoid a fee: $50,000, otherwise $10 per month
*APY = Annual Percentage Yield
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of April 1, 2014

¹Make up to six (6) preauthorized, automatic, telephone or audio response transfers to another account of yours or to a third party during any calendar month. A $10 per check fee will be assessed if more than three checks are written in one month. There is no limit on the number of account transfers or withdrawals when initiated in person at a Sound Credit Union branch.

Routing #: 325183220

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