Deposit Rates

Today's Rates Dividend Rate APY * Minimum Balance to Open Minimum Balance To Earn APY *
Savings
Prime Savings0.050%0.05%$25$100
Minimum balance to avoid a fee: $25, otherwise $5 per month
Johnny Appleseed0.050%0.05%$5-
For members age 13 and under
Club Accounts0.050%0.05%--
IRA Savings0.200%0.20%$25-
Health Savings Accounts0.150%0.15%$50-
Checking
Free Checking--$50-
Plus Checking0.050%0.05%$50$1,000
Advantage Checking0.050%0.05%$50$1,000
Minimum balance to avoid a fee: $500, otherwise $5 per month
Visions Checking0.050%0.05%$50-
For members age 55 and better
High-Yield Checking
$0 - $9,9990.050%0.05%$50-
$10,000-$24,9990.100%0.10%$50$10,000
$25,000-$49,9990.150%0.15%$50$25,000
$50,000+0.200%0.20%$50$50,000
Minimum balance to avoid a fee: $10,000, otherwise $10 per month
Money Market
$2,500-$4,9990.050%0.05%$50$2,500
$5,000-$24,9990.100%0.10%$50$5,000
$25,000 - Above0.100%0.10%$50$25,000
Money Market Plus
$2,500-$24,9990.050%0.05%$50$2,500
$25,000-$49,9990.100%0.10%$50$25,000
$50,000+0.200%0.20%$50$50,000
Minimum balance to avoid a fee: $25,000, otherwise $10 per month
High-Yield Money Market
$2,500-$49,9990.050%0.05%$50$2,500
$50,000-$99,9990.200%0.20%$50$50,000
$100,000-$199,9990.250%0.25%$50$100,000
$200,000-$299,9990.300%0.30%$50$200,000
$300,000-$499,9990.349%0.35%$50$300,000
$500,000 - Above0.399%0.40%$50$500,000
Minimum balance to avoid a fee: $50,000, otherwise $10 per month
*APY = Annual Percentage Yield
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
Effective as of April 1, 2014

Note: All savings accounts which have dividends compounded and credited are paid monthly.

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

Routing #: 325183220

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