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Credit Union Credit Card Rates

Credit Cards

*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Mother and daughter at the beach on a beautiful day

2.99% promo APR thru June 2024 on Visa balance transfers by June 30, 2023

Enjoy a low promo rate with no balance transfer fee and no annual fee.

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Credit Cards FAQs

A credit card is a payment card issued by credit unions and banks that allows the cardholder to borrow money from the bank to pay for goods and services. The cardholder then makes payments and/or pays off the balance monthly.

Sound Credit Union offers credit cards. Learn More »

Credit cards offer a variety of benefits, including the opportunity to build credit, the ability to earn cash back or rewards, and a record of your spending provided on a monthly statement.

Sound Credit Union offers credit cards. Learn More »

Cash back credit cards work by offering the cardholder a rebate for purchases made with the card. Essentially, the bank will pay back a certain percentage of what you spend.

Sound Credit Union offers credit cards. Learn More »

  • Enjoy a premium set of benefits at a unique portfolio of hotels
  • Fine wine and dining special offers
  • Access to popular sporting events
  • Shopping discounts and offers at premium retailers
  • Complimentary 24-hour concierge services³

³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf.