RV and boat loans typically range from 10-15 years, while motorcycle loans typically last 36-60 months.
Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »
Credit Union Toy Loan Rates
Motorcycles & Off-Road Vehicles
Term | APR Range* |
|---|---|
Vehicles must be model year 2013 or newer; add 2% for prior model years. | |
Term 0 - 60 months | APR Range* 5.74% - 16.89% |
Term 61 - 72 months | APR Range* 6.59% - 17.89% |
Term 73 - 84 months | APR Range* 6.84% - 18.00% |
RVs, Boats, Water & Snow Craft
Term | APR Range* |
|---|---|
Vehicle must be model year 2013 or newer. Add 2% for prior model years. Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. | |
Term 0 - 84 months | APR Range* 5.99% - 17.14% |
Term 85 - 144 months | APR Range* 6.34% - 18.00% |
Term 145 - 180 months | APR Range* 7.34% - 9.89% |
Go Exploring! 1% APR Discount on Toy Loans
RVs, boats, motorcycles & more! Get a new, used or refinanced toy loan and get a 1% APR discount.
Learn MoreToy Loans FAQs
An RV, boat, and motorcycle loan is a loan that allows you to pay the vehicle or boat off in set monthly installments rather than paying the full price upfront.
Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »
Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.
Making payments from a Sound savings or checking account:
- Use Online, Mobile or Telephone Banking to make a one-time payment transfer.
- Recurring payments can also be pre-scheduled in Online Banking.
- Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.
If you’re paying from an account at another financial institution:
- Set up automatic payments. Complete the ACH Debit Authorization form, allowing us to deduct your payment automatically each month from your chosen account.
- Visit a Sound branch to make your payment by cash or check.
- Visit a CO-OP Shared Branching location to make your payment.
- Pay online by making an expedited* loan payment to your Sound Visa credit card, vehicle, personal, home equity, or Express Mortgage.*Maximum payment amount is $1500. Fees may be assessed.
Payments by Mail
Please include the last four digits of your account number and the loan number on your check.
Sound Credit Union
PO Box 1595
Tacoma WA 98401
Making payments to your Sound mortgage:
- Make payments online through the Mortgage Payment Center
- Send payments along with your monthly tear-off coupon to the address below
Sound Credit Union
Attn: Payment Processing
PO Box 11733
Newark NJ 07101‐4733
While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-a-Pay.
Loans eligible for Skip-a-Pay
- Credit cards
- Vehicle loans
- Personal loans
Loans not eligible for Skip-a-Pay
- Real estate loans
- Certificate-secured loans
- Business loans
- Payday Freedom loans
- Balloon loans
- Modified or restructured loans
- Auto Advantage loans
Yes, we can help you get a loan to acquire an existing business. Loans for business acquisition should be for full, not partial, acquisitions.
