Frequently Asked Questions

Visa Gift Cards

Visa Gift Cards

Where can I order Visa Gift Cards?

If you would like to order a Visa Gift Card, simply visit your local branch or order online. Ordering is easy and you can buy multiple ready-to-use gift cards in minutes.

What are the fees for purchasing Visa Gift Cards?

When ordering your Visa Gift Cards in person, at your local branch, there is a $3.95 per card fee. 

When ordering online, the following rates apply and include shipping and handling:

  • $5.95 for $25 – $249 cards
  • $7.95 for $250 – $500 cards

Where can Visa Gift Cards be used?

The advantage of Visa Gift Cards is that – unlike merchant specific cards – they can be used to make domestic purchases anywhere Visa debit cards are accepted. You can use a Visa Gift Card at literally thousands of retail, restaurant and entertainment locations throughout the U.S. – as well as online.

Note: To make purchases online, you must register your card.

Are Visa Gift Cards the same as credit cards?

No. Visa Gift Cards are prepaid Visa cards that carry a fixed cash amount determined by the gift card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.

Can Visa Gift Cards be reloaded?

Individual cards cannot be reloaded, but you always have the option to purchase additional gift cards – for yourself or for someone special in your life.

Can a merchant give cash back on a Visa Gift Card?

Merchants can deduct purchases from gift card accounts, but they cannot offer cash back as part of the gift card service.

Do Visa Gift Cards have expiration dates?

Yes, gift cards expire when the remaining balance reaches $0 or on the expiration date shown on the front of the card.

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