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Credit 101

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Credit 101

When to Use Credit (and When to Avoid It)

If used carefully, credit can be a helpful financial tool. For example, using credit to purchase a home now, rather…
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Credit 101

The Basics of Credit: What to Know Before You Borrow

In its most basic sense, credit means having the use of something before you pay for it. This ability to…
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Credit 101

Credit Report Misunderstandings

Six Confusing Things About Your Credit Report (and What They Mean) If you’re not used to reading them, credit reports…
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Credit 101

Non-Traditional Credit Scores: Your Key to Better Borrowing

If you are among the millions of Americans who have not yet used traditional forms of credit, you may think…
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Credit 101

Your Credit Score: Everything you Need to Know

Your credit score can have a major impact on your life. Not only do creditors typically check your score when…
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man sitting at computer with credit card in hand
Credit 101

Balance Transfer Offers: How to Use Them Wisely

Are you considering transferring your credit card debt to a “teaser rate” card (where a very low interest rate is…
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