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How do recipients actually get the money?

PayPal account holders receive money directly into their PayPal accounts. If recipients do not have a PayPal account, they can open a free PayPal account and link it with an email address or mobile phone number.

When the recipient logs into PayPal, they can spend the money online at any merchant that accepts PayPal, transfer the money to an account at another financial institution, or request a check (fee applies for check request).

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