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Business Loans

Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.

Making payments from a Sound savings or checking account:

  • Use Online, Mobile or Telephone Banking to make a one-time payment transfer.
  • Recurring payments can also be pre-scheduled in Online Banking.
  • Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

If you’re paying from an account at another financial institution:

Payments by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Making payments to your Sound mortgage:

  • Make payments online through the Mortgage Payment Center
  • Send payments along with your monthly tear-off coupon to the address below
    Sound Credit Union
    Attn: Payment Processing
    PO Box 11733
    Newark NJ 07101‐4733

Yes, Sound can help you get a loan to open a franchise business.

Yes, we can help you get a loan to acquire an existing business. Loans for business acquisition should be for full, not partial, acquisitions.

SBA loans are loans offered through your financial institution (Sound Credit Union) and backed by the Small Business Administration (SBA). Through this program, financial institutions are able to extend financing to businesses that fall outside of internal guidelines or have special financing needs. This program may also offer benefits including lower rates and extended loan terms.

Business Accounts

I-502 refers to the 2012 Washington Initiative 502 to the Washington State Legislature on marijuana reform. Washington voters passed I-502 which legalized small amounts of marijuana-related products for adults 21 and over. Learn more about marijuana, sometimes referred to as cannabis, bud, pot, weed or 420, in Washington State on the Washington State Liquor and Cannabis Board FAQs on Marijuana web page. Visit our Cannabis Banking page to learn more about banking services for cannabis businesses.

An Analysis Fee is the total of any transaction fees that have accumulated during the month on a business checking account. It is assessed on the last day of the month.

Because business accounts typically have larger and more frequent transactions than personal accounts, business accounts are subject to transaction fees.

For example, the Free Business Checking account is allowed 100 deposited items per calendar month with no charge.  It is also allowed a total of $10,000 in cash in/out of the account per calendar month with no charge.

Fees are assessed if more than 100 items are deposited per month and/or more than $10,000 in cash moves through the account per month.

The checking account is analyzed at the end of the month and any assessed fees are debited from the account at that time in one lump sum, known as an Analysis Fee.

For a list of business account fees, see our Business Rates & Fees section.

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Contact Center Hours:
Monday-Friday: 8am to 6pm
Saturday: 9am to 1pm