What information is needed when applying for a first mortgage or refinance?

30 days-worth of your most recent paystubs
W2s from the last two years
Last two months of bank or asset statements, all pages (for down payment verification)
Last two years of tax returns, all pages (for rental income or self-employed income verification)
Current mortgage statement and insurance declaration (for current homeowners wanting to refinance)
Last two years of 1099s for Pension or Social Security and Award Letter for Social Security, plus bank statements showing income deposits (for retired applicants only)
Divorce decree for child and/or spousal support if applicable