X Sound CU App on Google Play Store Sound CU App on App Store VIEW VIEW

Refi your auto loan.

Get 2% cash back.

Get a great rate and cash back!
  • Refi a $30,000 truck = get $600 cash back!
  • Refi a $25,000 SUV = get $500 cash back!
  • Refi a $100,000 EV = get $2,000 cash back!

Your road trip budget just got bigger.

Bring your auto loan to Sound from another lender and we’ll give you 2% of the loan amount back in cash.

Use the money to pay bills, make a home improvement or pay for an unexpected event.


Curious about what you may qualify for?

Try our Instant Prequal option.
You’ll know within minutes without impacting your credit!

Ready to bring your auto loan to Sound?

Apply Online to Get Started Today.

APPLY NOWCompare Auto Loans


All loans are subject to Sound Credit Union lending policies and loan-to-value guidelines. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for a loan. Loan promotions cannot be combined with any other offer. If you elect to return the vehicle at the end of the term in lieu of the final balloon payment, additional fees may apply. The Auto Advantage program is valid on cars, trucks, and SUVs up to five years old. Motorcycles, RV, boat, toy loans, electric cars and business loans are excluded from this offer. Membership at Sound Credit Union is required to participate in this program. Rate and offer are subject to change. Sample payment: 7.49% APR would require 72 monthly payments of $459 for a $25,000 loan.

2% Cash Back Offer: If you participate in this offer, 1) you may receive 1099 MISC at year end; 2) the 2% cash back award will be forfeited and added back to the payoff amount if the loan is closed within 24 months of opening. This offer is not valid to refinance an existing Sound Credit Union loan. Cash back offer valid through December 31, 2024.

Instant Prequal: This program uses a soft pull of credit to determine your offer and won’t affect your credit score. If you take advantage of the offer presented, your full credit will be pulled at that time.  Applying for this offer is not a guarantee to lend. Click here for more details.