Standing with you through all waves of life.

soundcu.com/we

Welcome to Sound CU

Online Banking

Auto Loan as low as

3.19%

APR

Cash Back Credit Card as low as

10.95%

APR

Green Auto Loan as low as

2.94%

APR

Express Mortgage as low as

3.54%

APR

Green Home Equity as low as

3.29%

APR

Personal Loan as low as

6.15%

APR

Mobile Banking

Too busy to pop in? That’s cool. Deposit checks, pay bills, send money and more right from your smartphone.

Check out our mobile app »

Online Banking

Manage your money on your time. Get secure and convenient access to your funds from a tablet or computer.

See all you can do online »

Branches and ATMs

Sound members have access to 24 full-service branches, plus over 5,000 shared branches and 30,000 surcharge-free ATMs nationwide.

Find the nearest branch or ATM »

Call Us

800.562.8130

Contact Center Hours
Monday-Friday: 8:00 a.m.-6:00 p.m.
Saturday: 9:00 a.m.-1:00 p.m.

Have Questions?

Visit our online support section, with frequently asked questions and other handy tips and instructions for getting the most out of what Sound offers.

Visit our support section »

Visit Your Local Branch

In addition to our 24 local branches, you always have a branch nearby with shared branching. Also, access nearly 30,000 surcharge-free ATMS.

Find a branch or ATM »

Apply for a loan Open an account Join Sound Find a branch or ATM

Apply for a loan Open an Account Lost or Stolen Card Sound Rewards

Stellar Service? Check.

We’re known for our friendly personal touch. Hear what members say about banking with Sound.

discover the credit union difference

Sound Credit Union has been a great blessing, so glad I dumped [my other bank]! Superb interest rates, “can-do” attitudes, friendly, convenient and free ATM transactions at any 7-11. The service has been excellent!

Russel B., Bonney Lake

Sound Credit Union is awesome. The employees go out of their way to help their customers. Even though I moved 4 hours away, I have kept our accounts and safety deposit box with Sound. Thank you very much!

R.S., Tacoma

Sound Credit Union and its employees give back to our local communities.

Learn more about Sound's year-round community efforts »

140 local organizations supported

152,967 people came together

$10,000 in scholarship dollars

60% of employees volunteered hours

Sound Employee and Manager holding certificate award

Sound Credit Union Branch Manager Receives Patriot Award

Support California Wildfire Victims

Borrow from Sound. Buy from Enterprise.

Find More financial tips

supporting image for Congratulations to Pacific Ave

Congratulations to Pacific Avenue Tacoma Branch Manager Wendi Plain! Wendi received the Employer Support of the Guard and Reserve Patriot Award, recognizing her support for U.S. Army Reserve Spc. Shannon Seipp.
Thank you, Wendi and Shannon, for all you do for our local community and for our nation. #WeareSound #ESGR #PatriotAwarESGR Washingtonton
https://www.soundcu.com/smart-money/sound-credit-union-branch-manager-receives-patriot-award/

It´s the 12 Days of Kindness! Today we supported Rainier Valley Food Bank (RFVB) in South Seattle. Their mission is to nourish with good food, empower with knowledge and serve with compassion. They provide food assistance to low-income residents in SE Seattle, focusing on seniors, families, individuals with disabilities and homelessness. They see more than 22,000 people every month! Thank you, RVFB, for all you do! #kindness @ Rainier Valley Food Bank

$supporting image for It\'s the 12 Days of Kindness!$

It\'s the 12 Days of Kindness! Today, we helped Pacific Lutheran University\'s 28th Annual Winterfest program. This Parkland/Spanaway community event connects with families in need by providing gifts and resources during the holiday season. This years event will be held at Rainier View Christian Church Saturday, December 8 from 9am to 12pm.
Asst the event, families and children can see Santa, play games & do arts and crafts. While kids are busy, parents can \"shop\" for gifts, connect with local resources and access daily necessities (clothing, hygiene, food, etc.).
As we spoke, the Winterfest team told us a business had donated 60 bikes. Last month, Sound made a donation to Waste Connection/Or may Inc. for their \"Bike Build\" event, providing over 700 bikes to children. Turns out that is who donated the bikes you Winterfest!
Outs great to see our community partners supporting some of the same organizations as Sound. #kindness

$supporting image for It\'s the 12 Days of Kindness!$

It\'s the 12 Days of Kindness!
Today we helped Pacific Lutheran University\'s 28th Annual PLU Winterfest program. This Parkland-Spanaway community event connects with families in need by providing gifts and resources during the holiday season. This year it will be held at Rainier View Christian Church in Parkland on Saturday, December 8 from 9am - 12pm. Families and children can see Santa, play games, get faces painted and do arts and crafts. While kids are busy with these activities, parents get to \"shop\" for gifts, connect with local resources and access daily necessities (clothing, hygiene, food, etc.).
As we spoke with the Winterfest team, they told us a business had donated 60 bikes. Last month, Sound made a donation to Waste Connections/LeMay Inc. for their \"Bike Build\" event providing over 700 bikes to children in the region. Turns out that is who donated the bikes to Winterfest!
It\'s great to see our community partners supporting some of the same organizations as Sound. #kindness @ Parkland, Washington

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Standing with you through all waves of life.

Welcome to Sound CU

Online Banking

Today's Rates

Mobile Banking

Online Banking

Branches and ATMs

Call Us

Have Questions?

Visit Your Local Branch

Current Offers

Stellar Service? Check.

Sound Credit Union and its employees give back to our local communities.

Want to be money smart? We've got your back.

What’s happening at Sound

Mobile Banking

Online Banking

Branches and ATMs

Call Us

Have Questions?

Visit Your Local Branch

Get a 10,000 Point Head Start on Rewards

$700 off First Mortgage Closing Costs

Stellar Service? Check.

Sound Credit Union and its employees give back to our local communities.