Fraud Alert

Scammers can spoof Sound Credit Union’s phone number. Sound will never ask for your Online Banking username, password, verification codes or one-time passcode. If you receive a suspicious call, hang up and call us directly at 800.562.8130. When in doubt, hang up and call us.

Routing Number

325183220

Welcome to Sound Credit Union!

Standing with you through all waves of life.

Local. Member-owned. Not-for-profit.

Join Today About Sound Credit Union

Experience the power of community with
Sound Credit Union.

Discover a banking experience that is rooted in trust, collaboration, and shared success. Join us and unlock the potential of banking with a credit union.

Financial Wellness

Elevate your financial
well-being

Get all the member perks you deserve from stellar service, lower rates, free workshops, financial counseling, and more.

Explore the perks of being a credit union member.

Digital Banking

Access your finances anywhere, anytime

Take control of your finances with our convenient and secure digital banking platform, allowing you to manage your money effortlessly from anywhere, at any time.

Learn more about Digital Banking.

Community Impact

Support your community

Actively support and uplift the community by participating in various initiatives and community events that make a positive impact on the lives of your neighbors.

Upcoming Events

About Sound Credit Union

Own a part of your banking institution

We’re Northwest born, started by 51 telephone workers in 1940. As a locally-owned co-op, we serve over 170,000 members, who each own a small part of our credit union together.

Learn more about who we are.

Join Sound

Find the account or service that meets your needs

Select the group you most identify with and what you’re trying to do, and we’ll lead you to the product or service to help meet your needs.

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Browse our products and services

Personal Checking & Savings

Personal Credit Cards & Loans

Personal Services

Business Checking & Savings

Business Credit Cards & Loans

Business Services

Resources

About

Finance Careers Built on Collaboration and Purpose

Sound is Hiring. Join our team of champions!

Diverse Business Colleagues Shaking Hands in a Modern Office

Work at Sound

Join a collaborative team dedicated to serving our communities, investing in employee growth, and providing exceptional benefits that help you thrive at work and in life.

Learn more and apply at

soundcu.com/careers

Join Sound Credit Union

Become a member by opening a savings account. All it takes is 5 minutes, and $0 minimum opening deposit.

Open an Account

Want to be money smart? We’ve got your back.

Visit our Life & Finances section for tips, tutorials and everyday advice to help you slay your personal finances.

Business Beacon: Thurston Chamber Education Foundation

Thurston Chamber Education Foundation helps people of all ages find their purpose and reach their potential. Continue reading →

Sound Credit Union team members present Backpack Brigade with a $20,000 donation raised through the credit union's annual employee fundraiser.

Backpack Brigade Receives Proceeds from Sound Credit Union’s 2026 Employee Fundraiser

Sound Credit Union announced that Seattle-based nonprofit Backpack Brigade is the recipient of proceeds from its 2026 employee fundraising campaign. Continue reading →

Washington Wildfire Relief

Over the past several weeks, we’ve witnessed devastating wildfires ravage homes, businesses, and communities across Washington state. While those of us in the Puget Sound region can see and smell the smoke in the air, more than 65,000 Washingtonians from Lake Chelan to Spokane and beyond are experiencing unimaginable loss and uncertainty. Continue reading →

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Disclosures

FEDERALLY INSURED BY NCUA. Equal Housing Opportunity.