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Business Accounts

Cannabis Banking at Sound

Cannabis Business Accounts

Elevate Your Cannabis Business

Secure banking solutions tailored for Cannabis enterprises.

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Anywhere Access with Online and Mobile Banking

Manage accounts, pay bills, view history and more, anywhere, anytime.

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Dozens of Puget Sound Branch Locations

Local, full-service and friendly branch locations from Everett to Olympia.

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Nationwide ATM Access

Get surcharge-free access to over 30,000 CO-OP Network ATMs across the country.

Cannabis Business Checking

To get started with opening your Sound Cannabis Account, complete this form and a member of our business team will get back to you within two business days.

  • Earnings credit on daily balances*
  • Minimum balance analyzed*
  • Monthly fee analyzed*
  • Visa® Debit card

Learn More

High-Yield Business Savings

With a high-yield business savings account, you benefit from a competitive rate that ensures your funds work as hard as you do, coupled with the flexibility of unlimited withdrawals and transfers, empowering you to manage your finances seamlessly.

  • Balances in this account are insured up to $500,000
  • Competitive rate
  • Unlimited withdrawals and transfers
  • No monthly fee
  • No minimum balance
  • Secure account management online, at a branch, or through our mobile app

Learn More

Business Money Market Accounts

Earn a higher dividend rate on your higher account balances.

  • Competitive tiered rates
  • Unlimited in-person withdrawals and transfers*
  • No monthly fee when minimum balance is met
  • Secure account management online, at a branch, or through our mobile app

Learn More

Business Certificates

Lock in a high rate and guarantee a return. Interest is compounded monthly and accounts can easily be rolled over once they reach maturity.

Basic Certificate

  • Minimum deposit of $500
  • Terms range from 3 to 60 months

Bump Certificate¹

  • Get a one-time bump to a higher rate
  • Add to your balance with one additional deposit

Flex Certificate²

  • Make a one-time withdrawal during your term
  • Option to make a one-time deposit or bump to a higher rate

Jumbo Certificate

  • Earn even higher dividend on balances of $100,000 or more
  • Terms range from 6 to 60 months

Learn More

Requires Sound membership.
1 Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposit: One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.
2 Add-on option: Minimum addition is $1,000; maximum is $75,000. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.

Cannabis Banking Services

Business Digital Banking for Cannabis Accounts

Manage your business finances on your time with secure access on any device.

  • Desktop and Mobile App
  • Bill Pay
  • User entitlements*
  • eStatements
  • Sweeps

Cash Management

  • ACH Origination
  • Wires (domestic only)
  • Remote Deposit Capture (RDC)

*Additional users with separate logins and permissions

Cash Vaulting/Armored Transport Service

Secure armored transportation is available.

  • Secure currency transport
  • Online secure customer portal
  • Order today, get it tomorrow

Remote Deposit Capture (RDC)

Prepare and receive your deposits faster without ever leaving the office. Remote deposit capture (RDC) lets you scan your checks from your business location, saving you the hassle of going to a branch or ATM.

  • Scan Multiple Checks
    Scan and deposit multiple checks per deposit using our specialized check scanner.
  • More Deposit Flexibility
    Enjoy later deposit cutoff times and higher daily deposit limits than you can get with Mobile Deposit.
  • Improve Cash Flow
    RDC deposits are not subject to standard hold times, meaning your deposits can be available as soon as the same day.
  • Deposit Receipt Confirmations
    Keep track of your remote deposits with email and print screen deposit receipts.


With Quicken’s Direct Connect program, download your account information directly into Quickbooks using your digital banking credentials. View real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.

Tax Payments

Leverage the Electronic Federal Tax Payment System (EFTPS) and schedule payments up to 120 days in advance.

No more missed deadlines, coupons to track down or last minute trips to the post office.

Enroll online at a local branch

Cultivate Confidence

Comprehensive banking solutions, paired with safety and security for the cannabis industry.

Contact Us to Get Started

Cannabis Account Contact Form

To get started with opening your Sound Cannabis Account, complete this form and a member of our business team will get back to you within two business days.

"*" indicates required fields

Name * Required
How would you prefer us to contact you?
What is the best time to contact you?
Cannabis Business Type * Required
I'd like to learn more about
Please do not include any sensitive information including account numbers.
This field is for validation purposes and should be left unchanged.


*Refer to Cannabis Business Account Rates and Fees for complete details.