Business Loans
Commercial Real Estate
Flexible options to finance your company expenses.
Commercial real estate financing for a wide range of properties.
Ready to elevate your business location? Sound will work with you, one-on-one, to find the right financing.
Flexible Financing
We’ll help you find the financing option that works best for your property.
Multiple Property Options
Purchase or refinance your office, retail building, warehouse/industrial facility, multi-family complex, or other property.
Competitive Rates and Terms
We offer flexible terms and competitive rates on both owner and non-owner occupied properties.
SBA Loan Funding Available
Qualifying businesses could benefit from longer terms, lower down payments, and more through the Small Business Administration (SBA) loan program.
Backed in-part by the U.S. Government
SBA Loans
Small Business Administration (SBA) loans are designed to help small businesses get more access to the funds they need to grow. Backed in part by the U.S. government, SBA loans offer lower down payments and longer terms.
As a Preferred SBA lender, we underwrite and approve our own loans, meaning we can get you to “Yes” faster.

Why choose Sound?
Personal Service
You’re building a successful business and we’re right there with you. From applying, to funding, and beyond, our Business Services team is here to help you grow.
Competitive Rates
As a credit union, our borrowers benefit from lower rates and fees. Plus, with access to programs like SBA loans, you can benefit from even lower rates and longer terms.
Anytime Access
With online and mobile banking, several dozen full-service branches across the Puget Sound, plus over 5,000 shared branching locations and 30,000 surcharge-free ATMs, you can manage your business from almost anywhere.
Talk with Our Business Lending Team
Whether you’re applying for a loan or have a quick question, our Business Loan Officers are here to help.

Ryan Horan

Tony Phillips
Serving Auburn, Bonney Lake, Downtown Tacoma, Federal Way, Gig Harbor, Graham, Kent, Key Center, Lakewood, Olympia, Pacific Ave, Parkland, Puyallup, Westgate

Ben Reed
Serving Alderwood, Bellevue, Bothell, Burien, Edmonds, Everett, Lynnwood, Mukilteo, Redmond, Shoreline, and Southcenter (Tukwila).
Request to be contacted by a Business Loan Officer
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Business Growth Guide
If you’re ready to take your business to the next level, this Business Growth Guide will help. Continue reading

Business Loan Calculator
Use this commercial loan calculator to determine the total amount of your loan (principal + interest) and how much you have to contribute monthly to pay it off by the end of the loan term. Continue reading

Protecting Your Business: Protecting and Valuing Your Intangible Assets
Businesses with intangible assets tend to be worth more than those that don’t. Continue reading
Disclosures
All business loans are subject to credit approval. Personal guarantee required for all business loans.