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Small Business Loans WA

Flexible options to finance your business expenses.

Find the loan that suits your business financing needs.

Commercial Real Estate

Ready to buy your new business location? Our Business Loan Officers will work with you, one-on-one, to find the right financing for your property.

Flexible Financing

We’ll help you find the financing option that works best for your property.

Multiple Property Options

Purchase or refinance your office, retail building, warehouse/industrial facility, multi-family complex, or other property.

Competitive Rates and Terms

We offer flexible terms and competitive rates on both owner and non-owner occupied properties.

SBA Loan Funding Available

Qualifying businesses could benefit from longer terms, lower down payments, and more through the Small Business Administration (SBA) loan program.

Contact a Business Loan Officer for Commercial Real Estate ≥ $500,000.

Get Started

 

Commercial Real Estate $50,000 to $500,000

Apply online

 

Commercial Real Estate ≤ $49,999

Apply online

Business Term Loans

Purchase new equipment, fund a business expansion or acquisition, or refinance debt. Business term loans offer you a lump sum you can use to fund major purchases, make improvements and renovations, or take advantage of new business opportunities.

  • Competitive Rates
    Get financing to fit your needs.
  • Purchase or Refinance
    Whether you’re making a new purchase or just looking for a new rate, we can help you get financing.
  • SBA Loan Funding Available
    Qualifying businesses could benefit from longer terms, lower down payments, and more through the Small Business Administration (SBA) loan program.

Sign up for a Business Term Loan
Contact a Business Loan Officer for Business Term Loans ≥ $500,000

Get started

Business Term Loans $50,000 to $500,000

Apply online

Business Term Loans ≤ $49,999

Apply online

Vehicle Loans

Keep your business moving with a commercial vehicle loan. We offer financing on large specialty vehicles as well as business passenger vehicles, trucks and autos.

  • Purchase or Refinance
    Whether you’re shopping for a new vehicle or new rate, we can help you get financing on your car, truck, van or specialty vehicle.
  • Competitive Rates
    Get financing to fit your needs.
  • SBA Loan Funding Available
    Qualifying businesses could benefit from longer terms, lower down payments, and more through the Small Business Administration (SBA) loan program.

Sign up for a Business Vehicle Loan

Contact a Business Loan Officer for Business Vehicle Loans ≥ $500,000

Get started

Business Vehicle Loans $50,000 to $500,000

Apply Online

Business Vehicle Loans ≤ $49,999

Apply Online

Business Lines of Credit

Give your business the flexibility of extra cash when you need it. Whether it’s inventory, operating expenses or future project costs, a business line of credit can give you the money to keep moving forward.

  • Flexible Funds
    You decide when you use funds and how much to borrow from your credit limit.
  • Quick Access
    Transfer your available funds from your Sound account when you need them.
  • Easy Repayment
    Make easy, interest only payments on what you borrow for a minimum of 12 months.
  • SBA Loan Funding Available
    Qualifying businesses could benefit from longer terms, lower down payments, and more through the Small Business Administration (SBA) loan program.

Get a flexible Business Line of Credit today!

Contact a Business Loan Officer for Business Lines of Credit ≥ $500,000

Get started

Business Lines of Credit $50,000 to $500,000

Apply online

Business Lines of Credit ≤ $49,999

Apply online

SBA Lending

Small Business Administration (SBA) loans are designed to help small businesses get more access to the funds they need to grow. Backed in part by the U.S. government, SBA loans offer lower down payments and longer terms.

As a Preferred SBA lender, we underwrite and approve our own loans, meaning we can get you to “Yes” faster.

Learn more about SBA lending

Business Vehicle Loans SBA Long Form Text

Why choose Sound?

Personal Service

You’re building a successful business and we’re right there with you. From applying, to funding, and beyond, our Business Services team is here to help you grow.

Competitive Rates

As a credit union, our borrowers benefit from lower rates and fees. Plus, with access to programs like SBA loans, you can benefit from even lower rates and longer terms.

Anytime Access

With online and mobile banking, several dozen full-service branches across the Puget Sound, plus over 5,000 shared branching locations and 30,000 surcharge-free ATMs, you can manage your business from almost anywhere.

Talk with Our Business Lending Team

Whether you’re applying for a loan or have a quick question, our Business Loan Officers are here to help.

Ryan Horan Sound Credit Union Business Lending Manager

Ryan Horan

Business Loan Production Manager
Ben Reed, Sound Credit Union, Business Loan Officer

Ben Reed

Business Loan Officer

Serving Alderwood, Bellevue, Bothell, Burien, Edmonds, Everett, Lynnwood, Mukilteo, Redmond, Shoreline, Southcenter and West Seattle.

Tony Phillips Business Loan Officer

Tony Phillips

Business Loan Officer

Serving Auburn, Bonney Lake, Downtown Tacoma, Federal Way, Gig Harbor, Graham, Kent, Key Center, Lakewood, Olympia, Pacific Ave, Parkland, Puyallup, Westgate

Wendi Plain Sound Credit Union Small Business Loan Officer

Wendi Plain

Small Business Loan Officer

Serving All Puget Sound Branches, Everett to Olympia.

Request to be contacted by a Business Loan Officer

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Disclosures

All business loans are subject to credit approval. Personal guarantee required for all business loans.
* Check Business Loan Application Status available on business loans $50,000 or less.