Online Payments
Select the loan payment method that’s most convenient for you.
Make a Loan Payment Online
Pay a Sound Loan from a Sound Account
Consumer Loan
Log into Online Banking to transfer funds to your Sound credit card, vehicle, personal, home equity, or Express Mortgage loan.
Mortgage
Make a Sound mortgage payment from your credit union account.
Pay a Sound Loan from a Non-Sound Account
If you are submitting a payment to your Sound loan using our automated system, we accept ACH and debit card payments.
*Fees will be assessed when using a Live Representative to submit a payment.
Consumer Loan*
Make a payment to your Sound credit card, vehicle, personal, home equity, or Express Mortgage loan.
Mortgage
Make a Sound mortgage payment from an external account.
Additional Payment Options
By Mail
Consumer Loan:
Sound Credit Union
PO Box 1595, Tacoma WA 98401-1595
Please include the last four digits of your account and loan number on your check. No payment coupon required.
Mortgage:
Sound Credit Union, Attn: Payment Processing,
PO Box 11733, Newark, NJ 07101-4733
Please include your monthly tear-off coupon with your payment.
Automatic Deductions
Complete our ACH Debit Authorization form and Sound will automatically deduct payments from your non-Sound account.
At a Branch
Visit a Sound branch or thousands of Shared Branching locations to make loan payments by cash or check.
By Phone
Call our Contact Center or use Telephone Banking to transfer payments from a Sound account.
Explore More Payment Resources
Direct Deposit at Sound
As most financial business continues to be electronic, it’s important to provide correct account information to ensure you receive direct deposits and have payments credited properly. Continue reading
Loan Payments & Transfer Options – Beyond Zelle
While we don’t offer Zelle as a payment option, Sound Credit Union is committed to providing our members with a plethora of secure and convenient payment methods tailored to their preferences Continue reading
Online Payments Setup How-To Guide
Sound offers several options to make loan payments. Though we recommend making payments from within Online Banking, we offer several other payment options that don’t require Online Banking or the Mobile App.
Continue reading
Disclosures
Online Consumer Loan Payments from External Accounts
Because there may be fees assessed to use our external online payment system, we encourage all members to explore our other payment options before selecting this option. For a full list of fees, please see our fee schedule. Non-Sound Visa debit cards accepted. To cancel a payment, please contact the credit union. Cancellation requests will be awarded on a case-by-case basis.