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Toy Loan Rate Sale

This Way to Summer Adventures

Ready to Take Your Next Adventure Off Road?

We’ve got you covered with competitive rates on a variety of toy loans.

  • Receive a 1% APR discount when you finance with us.
  • Refinance your toy loan from another lender and we’ll give you 2% cash back on the loan amount.

We offer loans for many types of toys, including:


Boats & Jet Skis

Travel Trailers


Fifth Wheels



Whether you’re buying new, used or refinancing, you’ll save with a toy loan from Sound:

  • Low competitive rates
  • 1% APR rate deduction on qualifying loans
  • 2% cash back on refinances
  • 0.25% rate discount for auto pay
  • Terms up to 120 months
  • Pre-approval before you shop
  • No early payoff penalty feees
Apply Now
A family laying down in their camper in the forest.

Ready to experience the great outdoors?

Apply for a toy loan from Sound today!

Apply for a Toy Loan
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All loans are subject to Sound Credit Union lending policies and loan-to-value guidelines. Your rate and term will be determined by creditworthiness including income, debt-to-income ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Loan promotions cannot be combined with any other offer. Rates and fees are subject to change.

1% rate discount: This offer is valid through August 31, 2024 and excludes auto, truck, van, SUV, and business loans. The discount is taken off of our non-promotional rates.

0.25% APR discount: This discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. This offer excludes Real Estate, Business, Share Secured, Personal Lines of Credit and Auto Advantage loans. The prime borrower must be prime or joint on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.

2% cash back offer: If you participate in this offer, 1) you may receive Form 1099 MISC at year end; 2) the 2% cash back award will be forfeited and added back to the payoff amount if the loan is closed within 24 months of opening.