Open a Certificate Account
Featured Certificate Accounts
Choose the Certificate Account you’d like to open from the links below.
12 Month Certificate
Add to your balance with unlimited deposits.
18 Month Flex Certificate
Make a one-time withdrawal during your term. Option to make a one-time deposit or bump to a higher rate.
30 Month Flex Certificate
Make a unlimited deposits. Option to make a one-time withdrawal and bump to a higher rate.
36 Month Bump Certificate
Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.
60 Month Bump Certificate
Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.
Certificate Accounts
Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity. Learn More »
3 Month Certificate
Add to your balance with unlimited deposits.
6 Month Certificate
Add to your balance with unlimited deposits.
12 Month Certificate
Add to your balance with unlimited deposits.
24 Month Certificate
Add to your balance with unlimited deposits.
36 Month Certificate
Add to your balance with unlimited deposits.
48 Month Certificate
Add to your balance with unlimited deposits.
60 Month Certificate
Add to your balance with unlimited deposits.
What you’ll need.
Have the following items ready and noted before you begin.
- Drivers License
- CURRENT MEMBERS: Your Sound member number
- NEW MEMBERS: Welcome! If you’re opening your first account at Sound, a Prime Savings will also be opened in addition to the other account type you apply for.
All it takes is a few minutes.
Already started? Complete your saved application »
Prefer to open a checking or savings account instead?
Not sure which account is best for you? Compare Certificate Accounts »
Want help opening your account?
Disclosures
Membership with a savings account at Sound Credit Union is required. Anyone who lives or works in WA can join. Early withdrawal penalties apply and may reduce earnings.
1Bump Certificate: Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposits: Unlimited deposits.
2 Flex Certificate: Minimum balance is $2,500. Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.
FEDERALLY INSURED BY NCUA