When you open a home equity loan in Bothell, you can use your equity to fix up your home, cover major expenses, or consolidate debt. When you apply for a Sound Credit Union home loan in Bothell, you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!
Get one lump sum or borrow what you need as you need it.
Up to 15 years on a Home Equity Loan.
No application fees, processing fees, or closing costs.
On average, home equity loans offer lower rates than personal loans, student loans, or credit cards.
Access your line of credit with your Equity credit card and checks.
Interest paid on your home equity loan may be tax deductible.1
You’re right where you’re meant to be. Make it perfect with a home equity line of credit.
GET STARTEDGreat if you:
Great if you:
Access to Funds
Access to Funds
Rate type
Rate type
Terms
Terms
Borrowing Limits
Borrowing Limits
Fixed Home Equity Loan
Borrow one lump sum and make regular payments
Great if you:
- Know exactly how much money you need
- Want a consistent payment and rate
Access to Funds
Disbursed to an account of your choice
Rate type
Fixed
Terms
5 to 15 years
Borrowing Limits
Up to 90% of your home’s value
View rates and loan limits
Home Equity Line of Credit (HELOC)
Borrow and pay back money as you need it
Great if you:
- Don’t know how much you need
- Want flexibility in your borrowing amount
Access to Funds
- Equity credit card
- Equity checks
Rate type
Variable
Terms
10 year draw period with 15 years to repay
Borrowing Limits
Up to 90% of your home’s value
View rates and loan limits
Submit your application online or in a branch and find out what rate you qualify for.
To process the loan, we’ll need proof of income and property details. We’ll also send an appraiser out to your home.
Once approved, you can access your funds from your Sound account, via check, or with an Equity credit card.
Receive an additional .25% off your rate when you use your home equity loan to finance qualifying energy-saving home improvements.
See what home improvements qualify »
Misplace your Equity card? Instantly lock your card and turn it back on using Card Controls, available in the Sound mobile app.
Learn about our mobile app »
Address:
Bothell Branch
1926 201st Pl SE
Bothell, WA 98012
Hours:
Monday - Friday 9am - 5:30pm
Saturday 9am - 1pm
A home equity loan is a consumer loan secured by a second mortgage, allowing homeowners to borrow against the equity in their home. They are recommended to be used for long-term, ongoing expenses like home renovations, medical bills, or college tuition.
Sound Credit Union offers home equity loans. Learn More »
Home equity loans use the equity in your home – the difference between your home’s value and your mortgage balance – as collateral for the loan.
Sound Credit Union offers home equity loans. Learn More »
Other environmentally-friendly projects will be considered on case by case basis.
Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.
Making payments from a Sound savings or checking account:
If you’re paying from an account at another financial institution:
Payments by Mail
Please include the last four digits of your account number and the loan number on your check.
Sound Credit Union
PO Box 1595
Tacoma WA 98401
Making payments to your Sound mortgage:
While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-a-Pay.
Loans eligible for Skip-a-Pay
Loans not eligible for Skip-a-Pay
