An auto loan is a loan that allows you to pay a vehicle off in set monthly installments rather than paying the full price upfront.
Sound Credit Union offers auto loans. Learn More »
Adventure awaits with fast pre-approvals, competitive rates, green vehicle discounts, and more. When you apply for a Sound Credit Union auto loan in Lynnwood, you’ll experience the credit union difference with helpful tools, advice, service, and support. Conveniently located, we hope you’ll stop by to experience the difference today!
Get pre-approved for an auto loan in minutes.
Get a fair rate on your vehicle and a 0.25% rate discount with auto pay from a Sound checking account.
View current rates
Receive an additional 0.25% off your rate when financing a qualifying hybrid vehicle and an additional 0.25% rate discount with auto pay from a Sound checking account. View current rates
You’ll get a great rate, and 2% of the loan amount back in cash!
Learn MoreUse the equity you have in your automobile to get the cash you need. Sound can finance up to 150% of the value of your vehicle, if credit qualifies. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.
Find the car you want, close to home.
Find your perfect car, SUV, RV, boat or personal watercraft from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.
Have a favorite dealer? Expect our PLUS Dealers to provide you with transparency, confidence and a stress-free car-buying experience.
“Sound Credit Union refinanced my car loan when I had doubts anyone else would… I am a life time customer. Thank you Sound Credit Union!”
If you have an auto loan with a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!
Unexpected things happen. When they do, it’s nice to know you’re protected. Sound offers both GAP and Major Mechanical Breakdown on all our auto loans. So, if your vehicle is totaled, stolen or breaks down, you’ll be covered.
Our auto loan alternative, the Auto Advantage program offers 30-40% lower payments and all the flexibility of leasing a car.
Address:
Lynnwood Branch
5901 196th St SW
Lynnwood, WA 98036
Hours:
Monday - Friday 9am - 5:30pm
Saturday Closed
An auto loan is a loan that allows you to pay a vehicle off in set monthly installments rather than paying the full price upfront.
Sound Credit Union offers auto loans. Learn More »
Most car loans are available in 12-month increments, lasting between two and eight years.
Sound Credit Union offers auto loans. Learn More »
There are two types of loans – simple and precomputed. With a simple interest loan, your interest is calculated based on your loan balance on the day your car payment is due, so the amount of interest you pay each month changes. With precomputed interest, the interest is calculated at the start of your loan and based on your total loan amount.
Sound Credit Union offers auto loans. Learn More »
Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.
Making payments from a Sound savings or checking account:
If you’re paying from an account at another financial institution:
Payments by Mail
Please include the last four digits of your account number and the loan number on your check.
Sound Credit Union
PO Box 1595
Tacoma WA 98401
Making payments to your Sound mortgage:
While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-a-Pay.
Loans eligible for Skip-a-Pay
Loans not eligible for Skip-a-Pay