X Sound CU App on Google Play Store Sound CU App on App Store VIEW VIEW
Business owner in a team meeting

Small Business Bank Services WA

Unwavering support to help your business grow.

Small Business Bank Services WA

Unwavering support to help your business grow.

Why choose Sound for your business?

Phone Icon

Anytime Access

Too busy to stop in? We get it. With digital banking for desktop and mobile, and customized for business needs, you can transfer money, make payments, deposit checks, and more – from anywhere. Learn More »

Location Pin

Local Service

You’re building a successful business and we’re right here with you. From start to finish and beyond, our Business Services team is nearby and invested in helping you grow. Find a Puget Sound Branch »


Competitive Pricing

As a financial cooperative credit union, our business members and borrowers benefit from best-in-class programs, stronger dividends and lower loan rates and fees. Check rates »

Manage daily expenses with Business Checking

Exclusive benefits or just the essentials, Sound’s Business Accounts run the gamut. Analyzed, IOLTA, sweeps and wires, we have the services, and vocab, to boot.

Compare Business Checking

Business owner outside cafe

Get it done. User-friendly tools to make and accept payments.

Card Payment Processing & Business Growth Tools

We’ve partnered with Total Merchant Concepts (TMC) to offer you solutions to accept your customer’s card payments. They offer competitive rates with low set-up costs and no long-term contracts.

POS & Terminal Solutions

Do you need a robust point of sale solution without the robust price? Clover and a variety of other solutions are available to make card payments simple and affordable.

Mobile Processing Solutions

Does your business require you to take Payments on the go? With SwipeSimple and Clover Flex it’s easy for your business to go mobile!

Simple Online Solutions

Do you need a better way to sell your products online?

  • TMC will do the work for you
  • You won’t need a website
  • Set up your store anywhere
  • Sell on social media
  • Very affordable
  • And more!

Business Growth Tools

Find ways to help increase revenue and grow your team.

  • Free business assessments
  • Credit card acceptance
  • Gift & loyalty card programs
  • Social media assistance
  • Business training & development
  • And more!

Payroll Services

Take advantage of the comprehensive suite of payroll, payroll tax, and employee pay services available through Paychex®.

  • Payroll & Taxes
    Report and manage recurring payroll and federal, state, and local payroll taxes. Dedicated support is available 24/7 by phone, email, and chat.
  • Human Resource Services
    A full suite of HR services including hiring, training, compliance, and workers’ comp, all available online.
  • Employee Benefits Services
    Select and manage flexible retirement plans and insurance coverage through Paychex. Their online management system offers added convenience for your employees.

Interested? Let’s talk.



Download your account information directly into QuickBooks Online using your digital banking credentials. View real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more. Log into QuickBooks to get started.

Tax Payments

Leverage the Electronic Federal Tax Payment System (EFTPS) and schedule payments up to 120 days in advance.

No more missed deadlines, coupons to track down or last minute trips to the post office.

ENROLL ONLINE or at a local branch.

Business Banking Demo

Talk with Our Business Services Team

Whether you’re opening a Business Checking or have a quick question, our Business Services Officers are here to help.

  • Jenny Tharp, Business Services Officer
    Jenny Tharp Business Services Officer Branches

    Auburn, Bonney Lake, Downtown Tacoma, Federal Way, Gig Harbor, Graham, Kent, Key Center, Lakewood, Parkland, Puyallup, Olympia, Pac Ave, Westgate

  • Andrew Sankey Sound Credit Union Business Services Officer
    Andrew Sankey Business Services Officer Branches

    Alderwood, Bellevue, Bothell, Burien, Edmonds, Everett, Lynnwood, Mukilteo, Shoreline, Southcenter, Redmond, West Seattle

Request to be contacted by a Business Services Officer

  • (please do not include any sensitive information including account numbers)
  • This field is for validation purposes and should be left unchanged.

Sound-backed borrowing power

Commercial Real Estate

Purchase or refinance your office, retail space, warehouse or multi-family complex.

Term Loans

New equipment, business expansion or consolidating business debt, Sound can custom fit a loan to suit your business needs for major purchases.

Meet Sound’s business loan team

Lines of Credit

It’s all about flexibility. Inventory, operating expenses or future project costs, a line of credit for your business allows quick access and easy repayment.

Team meeting around conference table
Sound is a Preferred SBA Lender