Business Accounts
Business Certificates at Sound
High Rates to Help Your Money, and Business Grow
Lock in a high rate and guarantee a return. Interest is compounded monthly and accounts can easily be rolled over once they reach maturity. We offer a variety of business certificates to fit all your needs.
Basic Certificate
- Minimum deposit of $500
- Terms from 3 to 60 months
- Add to your balance unlimited additional deposits
Bump Certificate¹
- Get a one-time bump to a higher rate
- Add to your balance unlimited additional deposits
Flex Certificate²
- Make a one-time withdrawal during your term
- Option to make a one-time bump to a higher rate
- Add to your balance unlimited additional deposits
Jumbo Certificate
- Earn even higher dividend on balances of $100,000 or more
- Terms range from 6 to 60 months
- Add to your balance unlimited additional deposits
Ready to Get Started?
Whether you’re opening a Business Certificate or have a quick question, our Business Services Officers are here to help.
![Jenny Tharp, Business Services Officer](https://www.soundcu.com/files/05.2023_Jenny-Tharp_230x285.jpg)
Jenny Tharp
Serving Auburn, Burien, Downtown Tacoma, Federal Way, Gig Harbor, Kent, Key Center, Southcenter, Westgate.
![Andrew Sankey Headshot](https://www.soundcu.com/files/Andrew-Sankey_420x-1.jpg)
Andrew Sankey
Serving Alderwood, Bellevue, Bothell, Edmonds, Everett, Lynnwood, Mukilteo, Redmond, Shoreline.
Tips and resources for you and your business finances.
Sound’s blog is curated with relevant business and commercial content including tips, tutorials and everyday advice for like business minds.
![A woman looking at a laptop while holding documents.](https://www.soundcu.com/files/iStock-1401269015_842x548-396x258.jpg)
Business Growth Guide
If you’re ready to take your business to the next level, this Business Growth Guide will help. Continue reading
![Business Financial Health Check](https://www.soundcu.com/files/Calculate-a-Business-Loan-Payment-396x250.jpg)
Business Financial Health Check
Use our Financial Health check to find out the key business drivers to better succeed in your business. Continue reading
![A confident woman smiling at the camera with arms crossed.](https://www.soundcu.com/files/iStock-1362265242_842x548-396x258.jpg)
Business Start-Up Guide
This Business Start-Up Guide is designed to help you turn that desire to start your own business into a reality. Continue reading
Get Started
Contact a Business Services Officer to open your business savings account today.
Disclosures
Requires Sound membership.
1 Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposit: One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.
2 Add-on option: Minimum addition is $1,000; maximum is $75,000. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.
FEDERALLY INSURED BY NCUA