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Business Accounts

Business Certificates at Sound

High Rates to Help Your Money, and Business Grow

Lock in a high rate and guarantee a return. Interest is compounded monthly and accounts can easily be rolled over once they reach maturity. We offer a variety of business certificates to fit all your needs.

Basic Certificate

  • Minimum deposit of $500
  • Terms from 3 to 60 months
  • Add to your balance unlimited additional deposits

Bump Certificate¹

  • Get a one-time bump to a higher rate
  • Add to your balance unlimited additional deposits

Flex Certificate²

  • Make a one-time withdrawal during your term
  • Option to make a one-time bump to a higher rate
  • Add to your balance unlimited additional deposits

Jumbo Certificate

  • Earn even higher dividend on balances of $100,000 or more
  • Terms range from 6 to 60 months
  • Add to your balance unlimited additional deposits

Ready to Get Started?

Whether you’re opening a Business Certificate or have a quick question, our Business Services Officers are here to help.

Jenny Tharp, Business Services Officer

Jenny Tharp

Business Services Officer

Serving Auburn, Bonney Lake, Downtown Tacoma, Federal Way, Gig Harbor, Graham, Kent, Key Center, Lakewood, Parkland, Puyallup, Olympia, Pac Ave, Westgate

Andrew Sankey Headshot

Andrew Sankey

Business Services Officer
Serving Alderwood, Bellevue, Bothell, Burien, Edmonds, Everett, Lynnwood, Mukilteo, Shoreline, Southcenter, Redmond, West Seattle

Tips and resources for you and your business finances.

Sound’s blog is curated with relevant business and commercial content including tips, tutorials and everyday advice for like business minds.

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Business Growth Guide

If you’re ready to take your business to the next level, this Business Growth Guide will help. Continue reading

Business Financial Health Check

Business Financial Health Check

Use our Financial Health check to find out the key business drivers to better succeed in your business. Continue reading

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Business Start-Up Guide

This Business Start-Up Guide is designed to help you turn that desire to start your own business into a reality. Continue reading

Get Started

Contact a Business Services Officer to open your business savings account today.

Contact Us


Requires Sound membership.
1 Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposit: One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.
2 Add-on option: Minimum addition is $1,000; maximum is $75,000. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.