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What is Courtesy Pay?

Courtesy Pay is an overdraft service that helps cover the cost of transactions on your account when your available balance cannot.

Instead of returning transactions to the merchant as non-sufficient funds (NSF), Sound will pay the balance and overdraw your account, saving you not only from the merchant’s NSF fee, but from service interruptions and the embarrassment and inconvenience associated with returned or declined items.

Available balance equals your account balance minus any holds and/or pending transactions.