Who is eligible for a USDA Home Loan?

Eligibility depends on a few key factors:

• Location: The property must be in an eligible rural or suburban area as defined by the USDA.
• Income: Your household income must fall within the program’s limits for your area and family size.
• Credit & Stability: Applicants should demonstrate a stable income and a reasonable credit history.

Sound can help you confirm whether both you and your desired property meet USDA guidelines.